Business Details
38 Years
experience
Your Trusted Partner for Financial Planning Solutions
Established in 1988, we are a team of Chartered Financial Planners dedicated to delivering personalized financial solutions. Our expertise spans over three decades, during which we have cultivated long-term client relationships rooted in trust and transparency. We prioritise ethical investing and community engagement, aligning financial strategies with individual values. Our approach combines rigorous market analysis with tailored advice, ensuring clients achieve both immediate objectives and intergenerational wealth goals. As Fellows of the Personal Finance Society, we uphold the highest professional standards, continuously adapting to regulatory and economic changes to safeguard client interests. 
Services
Financial Planning
Investment Planning
Retirement Planning
Inheritance Tax
Protection Planning
Mortgage Planning
Details
- Year established: 1988
Highlights and features
- We offer over 30 years of experience in bespoke financial planning.
- Our team holds Chartered Financial Planner and FPFS designations.
- We prioritise ethically sound, socially conscious investment solutions.
- Annual client reviews ensure strategies adapt to changing circumstances.
- Long-term partnerships focus on intergenerational wealth management.
Associations and certifications
- Financial Conduct Authority
- Chartered Financial Planners
- Fellows of the Personal Finance Society
What people say
Second to none
Invaluable
True professional
Best possible outcome
Progress made
Services
Financial Planning
We create tailored financial plans aligned with individual goals, whether for retirement, inheritance tax mitigation, or wealth growth. Our process involves comprehensive needs analysis, risk assessment, and market research to develop actionable strategies. Ongoing reviews ensure adaptability to life changes and economic shifts.
Investment Planning
Our investment solutions focus on long-term growth and risk-appropriate asset allocation. We conduct in-depth market analysis to identify opportunities across equities, bonds, and ethical funds. Regular performance reviews ensure portfolios remain aligned with client objectives and market conditions.
Retirement Planning
We design retirement plans that maximise pension efficiency and ensure sustainable income streams. Services include pension consolidation, tax-efficient withdrawals, and lifetime allowance management. Our approach balances immediate needs with long-term security for post-retirement life.
Inheritance Tax
Our tax planning strategies minimise inheritance tax liabilities through trusts, gifting strategies, and charitable donations. We collaborate with legal experts to ensure compliance while preserving family wealth for future generations.
Mortgage Planning
We provide mortgage advice covering residential, buy-to-let, and commercial properties. Our services include rate comparisons, affordability assessments, and remortgaging strategies to reduce costs while aligning with broader financial goals.
People
David Boone
Director & Chartered Financial Planner
With over 30 years of experience, David co-founded CMIS in 1988. He specialises in holistic financial planning, focusing on retirement strategies and ethical investments. His client-first approach ensures tailored solutions that adapt to evolving needs.
Stephen Dean
Director & Chartered Financial Planner
Stephen has led CMIS's expansion since 1988, concentrating on intergenerational wealth transfer and tax-efficient planning. His expertise in long-term client relationships ensures sustained financial security for families across decades.
Tracy Stone
Financial Planner Support
Tracy provides critical support in portfolio management and client documentation. Her attention to detail ensures accurate implementation of investment strategies and compliance with regulatory requirements.
Questions
What financial services do you specialise in?
We specialise in financial planning, investment management, retirement strategies, inheritance tax planning, and mortgage advice tailored to individual circumstances.
How do you ensure advice remains up to date?
Annual reviews and ongoing market analysis ensure strategies adapt to regulatory changes, economic conditions, and evolving client needs.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority and hold Chartered Financial Planner status.
Do you offer ethical investment options?
Yes, we prioritise socially responsible investments aligned with client values and sustainability goals.
