A M L Associates Financial Services Ltd

At AML Associates, we believe that keeping things simple is key to building a secure financial future. Our team of experts is dedicated to providing impartial, unbiased, and objective financial advice to help you achieve your goals. With years of experience in the financial services industry, we use simple tools and techniques to help provide clarity and confidence in your financial future.

Our Approach

We take the time to understand what is important to you and what you are trying to achieve. We then work with you at your pace to build a plan that helps you achieve your goals. We are not restricted to using the products or services of any single provider, giving you the freedom to make informed decisions about your finances. Our goal is to provide you with the best value financial advice, while keeping costs low and being transparent about our fees.

Meet the Team

Lachlan McLachlan, our Director and Financial Adviser, has a wealth of experience in the financial services industry. He has worked with a number of leading financial institutions, including AXA Wealth, Ascentric, and Zurich. Lachlan holds a DipPFS qualification and has a keen passion for helping clients achieve their financial goals. He is also a proud family man and enjoys spending time with his wife, two children, and their new addition, Cosmo the dog.

Our Services

We offer a range of services designed to help you achieve your financial goals. These include:

Mortgages: Whether you're looking to purchase a new home or release equity from your existing property, we can help you secure the best mortgage deal for your needs.

Inheritance Tax Planning: With inheritance tax receipts in the UK amounting to approximately 5.32 billion in 2020/21, it's essential to plan for the tax implications of passing on your wealth to future generations.

Equity Release: We can help you unlock the value of your home and use it to fund your retirement or other expenses.

Savings & Investments: We can help you grow your savings and investments through a range of investment portfolios and strategies.

Protection: We offer a range of protection products, including life, critical illness, and disability insurance, to ensure that your loved ones are protected in the event of unexpected events.

Pensions: Whether you're approaching retirement or looking to plan for your long-term financial security, we can help you make the most of your pension entitlements.

Why Choose Us?

We believe that our unique approach sets us apart from other financial advisors. Our commitment to simplicity, transparency, and impartiality means that you can trust us to provide you with the best possible financial advice. Our team is passionate about helping clients achieve their financial goals and will work with you to build a plan that is tailored to your specific needs and circumstances.