Business Details
29 Years
experience
Independent Financial Advisers in St Neots
Established in 1997, Premier Plus is a truly independent financial advisory firm serving clients in St Neots and surrounding areas. With over 175 years of combined experience, our team of qualified professionals specialises in delivering tailored financial solutions across mortgages, equity release, pensions, and protection planning. Our independence allows us to offer unbiased advice from the entire market, ensuring clients receive optimal solutions aligned with their unique circumstances. We prioritise long-term relationships, evidenced by our 16,000+ clients and high referral rate from satisfied customers.Our fee-free advisory service, coupled with decades of local market expertise, distinguishes us as a trusted partner for comprehensive financial planning. The firm's founders and senior advisors have maintained continuous service since inception, providing unparalleled continuity and institutional knowledge. Our commitment to community engagement and ethical practices reinforces our reputation as a socially responsible business. Clients benefit from our holistic approach, combining technical expertise with genuine care for their financial wellbeing throughout all life stages.
Services
Mortgages
Equity Release
Pensions Planning
Family Protection
Investment Advice
Details
- Year established: 1997
Highlights and features
- We offer 100% independent advice from the whole of market
- Our team has over 175 years combined financial advisory experience
- We provide fee-free, obligation-free financial consultations
- Our advisors maintain continuous service since 1997
- We specialise in complex pension and inheritance tax planning
Associations and certifications
- Financial Conduct Authority
What people say
Exceptional service
Professional and caring
Smooth process
Expert guidance
Personalised approach
Services
Mortgage Advice
Our qualified mortgage advisors provide whole-of-market advice for first-time buyers, home movers, and remortgagers. With access to exclusive deals and specialist lenders, we help clients secure optimal mortgage solutions. Our fee-free service includes comprehensive affordability assessments and lifetime mortgage planning.
Equity Release
Tailored equity release solutions for clients aged 55+. We specialise in helping homeowners access tax-free cash from their property while maintaining residency. Our advisors explain lifetime mortgages and home reversion plans with clear illustrations of long-term implications.
Pension Planning
Comprehensive pension reviews and retirement income planning. We help clients consolidate pensions, optimise tax efficiency, and create sustainable income streams. Our expertise includes final salary pension transfers and complex inheritance tax mitigation strategies.
Financial Protection
Personalised protection solutions including life insurance, critical illness cover, and income protection. We assess individual needs to recommend appropriate coverage levels while considering existing employer-provided benefits and pre-existing medical conditions.
Investment Advice
Tailored investment strategies for capital growth and income generation. We manage portfolios across various risk profiles using diversified funds and direct equities. Our ongoing reviews ensure investments remain aligned with changing life circumstances and market conditions.
People
Kevin Hull
Managing Director
With over 38 years in financial services, Kevin founded Premier Plus in 1997. He specialises in protection planning while overseeing the firm's strategic direction. Married with three children and five grandchildren, he remains actively involved in client advisory work.
Alan Maggs
Financial Adviser
A financial services professional for nearly 30 years, Alan specialises in retirement and investment planning. He previously worked with Prudential and Legal & General before helping establish Premier Plus. He holds a diploma in financial planning and focuses on long-term client relationships.
Gary Wilson
Financial Adviser
With over 20 years' experience, Gary specialises in investments and pensions. He brings expertise from 10 years with a discretionary fund manager. A St Neots resident, he combines client work with active involvement in local football administration.
Claire MacInnis-Hill
Financial Adviser
With 20+ years in financial services, Claire specialises in mortgages and protection. She previously worked with Yorkshire Building Society Group and holds the CeMap qualification. She balances client work with family life and countryside activities.
Michal Mikula
Mortgage Adviser
An independent mortgage expert since 2016, Michal specialises in complex cases and equity release. With prior banking experience at Lloyds TSB, he provides comprehensive market coverage. He balances client work with family life and strategic hobbies.
Questions
Are Premier Plus truly independent financial advisers?
Yes, we are 100% independent and not tied to any specific lenders or product providers. This allows us to offer completely unbiased advice from the entire market.
Do you charge fees for financial advice?
No, our initial consultations and mortgage advice are completely fee-free with no obligation. We receive commission from product providers after successful applications.
How do you support clients during the mortgage process?
We provide end-to-end support with regular progress updates, clear documentation explanations, and dedicated advisor access throughout your mortgage journey.
Can you help with complex financial situations?
Yes, our team specialises in complex cases including self-employed mortgages, adverse credit histories, and intricate pension transfers requiring specialist expertise.
What areas do you cover?
While based in St Neots, we serve clients nationwide with particular expertise in London and South East England property markets.
How do you ensure ongoing client support?
We maintain regular contact through annual reviews and life event check-ins to ensure your financial plans remain aligned with changing circumstances and market conditions.
