Business Details
30 Years
experience
Your Trusted Financial Partner in Leigh on Sea
Established in 1996, A J Life provides experienced financial advice and counsel to private and corporate clients. Our team combines over 100 years of collective experience in financial planning, offering bespoke solutions tailored to individual client needs. We prioritise building long-term relationships through personal attention, professional qualifications, and impartial advice. Our commitment to honesty and the use of modern technology enables us to deliver first-class financial solutions. We specialise in wealth management, investment planning, family protection, mortgages, and later-life financial strategies.Our ethos focuses on educating clients to empower informed decision-making. Regulated by the Financial Conduct Authority, we adhere to strict compliance standards to ensure client trust. Our team includes qualified professionals with expertise in pensions, taxation, and compliance. We serve clients across the UK, with a focus on the Leigh on Sea and Essex regions. Our reputation for excellence has led to many clients being referred by recommendation.
Services
Wealth Management
Investments
Family Protection
Mortgages
Equity Release
Later Life Advice
Long Term Care
Business Advice
Wills and Trusts
Details
- Year established: 1996
Highlights and features
- We combine over 100 years of collective experience in financial planning and advisory services.
- Our team includes qualified professionals with expertise in pensions, taxation, and compliance.
- We prioritise impartial advice and utilise modern technology to deliver tailored solutions.
- We focus on educating clients to empower informed financial decision-making.
- Regulated by the Financial Conduct Authority, ensuring strict compliance and client trust.
Associations and certifications
- Financial Conduct Authority
Services
Wealth Management
We offer comprehensive wealth management solutions tailored to individual client goals. Our approach combines strategic investment planning with tax-efficient strategies to maximise returns. Clients benefit from ongoing portfolio reviews and personalised financial roadmaps.
Mortgage Advice
Our mortgage advisory service helps clients navigate complex property financing options. We provide impartial guidance on residential and buy-to-let mortgages, ensuring clients secure the most suitable lending solutions for their circumstances.
Later Life Planning
Specialised financial planning for retirement and later-life stages, including equity release and long-term care funding. We create sustainable income strategies to support clients' desired retirement lifestyles.
Business Advice
Tailored financial solutions for businesses, covering succession planning, cash flow management, and investment strategies. Our advice helps companies achieve long-term financial stability and growth.
Wills and Trusts
Comprehensive estate planning services to protect assets and ensure smooth wealth transfer. We advise on will creation, trust structures, and inheritance tax mitigation strategies.
People
Steve Day
Director / Financial Adviser
With over 30 years' experience, Steve specialises in personal and business financial planning. He focuses on educating clients to make informed decisions, drawing on expertise gained across UK and international markets.
Lauren Radbourne
Financial Adviser
Qualified with a Level 4 Diploma in Financial Planning, Lauren provides expert advice on pensions, investments, and mortgages. She is pursuing specialist qualifications in pension transfers and equity release.
Dawn Darch
Compliance Support
With 19 years in financial services compliance, Dawn ensures regulatory adherence and supports advisers with technical queries. Her experience includes compliance reviews and audit functions for major financial institutions.
Andrea Kay
Technical & Tax Technician
Andrea brings 29 years of civil service experience in taxation and pensions to our team. She provides specialist technical knowledge on personal taxation and financial compliance matters.
Questions
What financial services do you specialise in?
We specialise in wealth management, investment planning, mortgages, later-life financial advice, business advisory services, and estate planning.
How do you tailor financial advice to individual needs?
We conduct detailed assessments of clients' financial situations and goals to create bespoke strategies that evolve with changing circumstances.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority under registration number 464940.
Can you help with retirement planning?
We provide comprehensive retirement planning, including pension consolidation, income strategies, and tax-efficient withdrawal plans.
Do you offer corporate financial advice?
Yes, we provide business financial planning covering cash flow management, succession planning, and corporate investment strategies.
