Business Details
29 Years
experience
Your Trusted Partner for Independent Financial Advice in Nottingham
Established in 1997, Cockburn Lucas provides independent financial advice to private clients, companies, and family trusts across the East Midlands. Our relationship-based approach ensures we guide clients through life's financial changes, from marriage and parenthood to retirement and bereavement. With over 150 years of combined experience, our team specialises in investments, pensions, tax planning, and estate management.We adhere to the Financial Vulnerability Charter, prioritising ethical outcomes for clients in vulnerable circumstances. Our commitment to transparency and client-centric service has earned us industry recognition and long-term client loyalty.
Services
Financial Planning
Investment Planning
Tax Planning
Retirement Planning
Inheritance Tax Planning
Pension Transfers
Cash Management
Protection Planning
Digital Money Service
Responsible Investing
Details
- Year established: 1997
Highlights and features
- We offer over 25 years of independent financial advisory experience
- Our relationship-based approach prioritises your life circumstances
- Specialists in inheritance tax, pension transfers, and retirement planning
- We adhere to the Financial Vulnerability Charter principles
- Award-winning team with Chartered Financial Planner qualifications
Associations and certifications
- Financial Conduct Authority
What people say
Over 20 years of satisfaction
First class service
Excellent advice
Professional and courteous
Grateful for expertise
Services
Financial Planning
We create tailored financial strategies to navigate life transitions, from retirement planning to inheritance tax mitigation. Our relationship-based approach ensures ongoing support through changing circumstances. Clients benefit from our team's collective 150+ years of experience in crafting sustainable financial solutions.
Inheritance Tax Planning
Specialised strategies to protect family wealth, including Bypass Trust structures and Business Property Relief portfolios. We help clients reduce IHT liabilities while maintaining asset accessibility. Case studies demonstrate potential savings exceeding 250,000 through strategic restructurings.
Pension Transfers
Expert guidance on pension consolidation and transfer options, including Self-Invested Pension arrangements. Our specialists ensure compliance with regulatory requirements while optimising retirement income potential through tax-efficient structures.
Investment Planning
Customised investment strategies across cash management, equities, and diversified portfolios. We balance growth objectives with risk management, offering both traditional and responsible investment options aligned with client goals.
Tax Planning
Comprehensive tax mitigation strategies covering income tax, capital gains, and inheritance tax. Our approach integrates with broader financial planning to legally minimise tax liabilities while maintaining investment flexibility and accessibility.
People
Mike Horseman
Managing Director
DIP PFS qualified with over 25 years' experience. Leads investment strategy and corporate development. Specialist in compliance and risk management. Chair of the Investment & Research Committee at Cockburn Lucas.
Angus Shaw
Chartered Financial Planner & Director
APFS member specialising in pension transfers and financial planning solutions. Oversees HR and IT operations. Key member of the Investment & Research Committee with extensive industry experience.
Alistair Fraser
Chartered Financial Planner
FPFS Fellow with expertise in private client financial solutions. Specialises in inheritance tax planning and investment strategies. Provides technical support across Cockburn Lucas's advisory team.
Jo Noon
Chartered Financial Planner
APFS qualified specialist in financial planning for private clients and trusts. Leads the 'Cockburn Lucas for Women' initiative. Expertise in retirement planning and pension transfer arrangements.
Ajay Khosla
Chartered Financial Planner
APFS member focusing on investment planning and retirement solutions. Active in pension transfer cases. Combines technical expertise with client-focused advisory services across diverse financial scenarios.
Questions
What financial services do you specialise in?
We specialise in independent financial planning, including investment management, tax planning, pension transfers, inheritance tax mitigation, and retirement solutions tailored to individual circumstances.
How do you differ from other financial advisers?
Our relationship-based approach combines 25+ years' experience with ethical standards. We offer bespoke solutions rather than generic products, with specialists across all major financial planning areas.
Which areas do you serve?
Primarily serving clients across the East Midlands region, with our Nottingham-based team supporting both local and national clients through digital and in-person consultations.
How often do you review financial plans?
We recommend annual reviews, with additional check-ins during significant life events. All investments are continuously monitored through our client relationship software for timely adjustments.
What if I have a complaint?
Contact our compliance team directly. If unresolved, you may refer complaints to the Financial Ombudsman Service at Exchange Tower, London E14 9SR.
