Business Details
31 Years
experience
Trusted Chartered Financial Planners in Cheshire
Kellands Hale Chartered Financial Planners have been providing independent financial advice in Cheshire and the North-West for over 30 years. As a Chartered Financial Planning Practice, we uphold the highest standards of knowledge, capability, and ethical practice, ensuring our clients receive unbiased, holistic financial solutions. Our team specialises in investment planning, retirement strategies, inheritance tax planning, mortgages, and protection, serving both individuals and businesses across the UK.With a commitment to ongoing client relationships, we prioritise understanding each client's unique circumstances to deliver tailored advice. Our accolades and client testimonials reflect our dedication to excellence, transparency, and client-centric service. We believe in empowering clients through clear communication, innovative technology, and a rigorous investment process, ensuring long-term financial security.
Services
Financial Planning
Investment Advice
Pension Solutions
Mortgage Guidance
Protection Planning
Details
- Year established: 1995
Highlights and features
- We have over 30 years of experience in independent financial advice.
- Our Chartered status demonstrates commitment to professional excellence.
- We offer holistic financial planning tailored to individual circumstances.
- Our investment committee ensures rigorous product due diligence monthly.
- Clients benefit from transparent communication and innovative technology.
Associations and certifications
- Chartered Institute for Securities & Investment (CISI)
What people say
Exceptional service
Personalised approach
Expert knowledge
Trustworthy advisors
Decades of reliability
Services
Financial Planning
Our financial planning service creates tailored strategies to meet long-term goals, including retirement, tax efficiency, and wealth preservation. We assess risk profiles, income needs, and market conditions to design adaptable plans. Clients benefit from annual reviews and real-time portfolio access via our Wealth Platform.
Investment Advice
We offer bespoke investment solutions, combining rigorous due diligence with risk-appropriate asset allocation. Our monthly-reviewed investment committee ensures product quality, while client-specific strategies adapt to changing circumstances. Services include discretionary portfolios and tax-efficient wrappers like ISAs.
Pension Solutions
From SIPP transfers to final salary scheme evaluations, we optimise pension outcomes. Our advice covers tax-efficient withdrawals, lifetime income strategies, and compliance with regulatory changes, ensuring clients maximise retirement funds.
Mortgage Guidance
We provide independent mortgage advice, comparing whole-of-market options to secure competitive rates. Services include remortgaging strategies, buy-to-let financing, and integrating mortgages into broader financial plans for optimal cash flow.
Protection Planning
Our protection services ensure financial security against unforeseen events. We design life insurance, critical illness cover, and income protection policies tailored to family needs and business requirements, with regular reviews to maintain adequacy.
People
Guy Kelland
Chairman
With over 25 years leading Kellands Hale, Guy established the firm's Centralised Investment Process and technology-driven client platforms. He chairs the investment committee, ensuring rigorous product selection and ongoing due diligence.
Ken McNab
Senior Financial Adviser
Serving clients for over 20 years, Ken specialises in long-term wealth management and estate planning. His expertise in tax-efficient strategies has helped clients achieve financial security across generations.
Loretta Mooney
Financial Adviser
Loretta focuses on holistic financial planning, particularly for complex estates and intergenerational wealth transfer. Her client-centric approach has earned recognition in tax and estate planning awards.
David Garrett
Independent Financial Planner
David specialises in pension transfers and retirement income strategies. With a background in corporate finance, he bridges technical expertise with accessible client communication.
Chris Bull
Investment Adviser
Chris manages portfolios for high-net-worth clients and trusts, focusing on tax-efficient structures. His collaborative approach with legal and accounting professionals ensures comprehensive wealth solutions.
Questions
What services does Kellands Hale Hale offer?
We provide financial planning, investment advice, pension solutions, mortgage guidance, and protection planning for individuals and businesses.
How does Kellands Hale Hale ensure investment quality?
Our in-house investment committee conducts monthly due diligence on products, ensuring alignment with client needs and market standards.
Are Kellands Hale Hale regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA).
Can I access my investments online?
Yes, through our Kellands Hale Wealth Platform, clients receive real-time updates on their portfolios.
How are fees structured?
Fees are transparent and agreed upfront, detailed in our annual reports and review meetings.
Do you offer estate planning?
Yes, we specialise in inheritance tax planning and estate preservation strategies.
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