Business Details
28 Years
experience
Your Trusted Financial Advisers in London
Established in 1998, Circle Financial combines the expertise of a large organisation with the personalised service of a local firm. As part of The Circle Group since 1991, we deliver regulated independent financial advice across the UK, specialising in NHS pensions and expert witness court reports. Our team, led by Managing Director Louise Claro, provides robust financial planning and wealth management solutions supported by a dedicated technical research team. We operate under the strict compliance standards of the Financial Conduct Authority (FCA), ensuring transparency and accountability in all our services.With offices in London, the Midlands, Scotland, and the North West, we serve both personal and commercial clients nationwide. Our commitment to innovation and client-centric service has earned recognition from courts and media outlets, including regular BBC contributions. We prioritise ethical practices, maintaining full regulatory compliance while offering accessible, bespoke financial guidance. Our technical expertise and use of independent research services ensure clients receive accurate, research-backed advice tailored to their unique circumstances.
Services
NHS Pensions Advice
Expert Witness Reports
Financial Planning
Wealth Management
Compliance Oversight
Details
- Year established: 1998
Highlights and features
- We have over 25 years of experience in independent financial advice.
- Our team is regulated by the Financial Conduct Authority for compliance assurance.
- We specialise in complex NHS pensions and expert witness court report services.
- Our London-based technical research team supports robust financial planning.
- We operate nationally with localised service accessibility across the UK.
Associations and certifications
- Financial Conduct Authority (FCA)
Services
NHS Pensions Advice
Specialist financial guidance for NHS employees on pension schemes, retirement planning, and benefit optimisation. Our FCA-regulated advisers provide tailored strategies to maximise retirement income while ensuring compliance with current regulations. We help clients navigate complex NHS pension frameworks with expert analysis and clear recommendations.
Expert Witness Reports
Preparation of expert IFA witness reports in accordance with CPR Part 35 for legal proceedings. Our FCA-authorised specialists produce detailed, court-compliant analyses for financial disputes, ensuring technical accuracy and adherence to legal standards. These reports support litigation cases with impartial, evidence-based financial assessments.
Wealth Management
Comprehensive strategies for managing high-value assets and investment portfolios. Our FCA-regulated team delivers customised wealth preservation solutions, incorporating tax-efficient structures and long-term growth planning. We combine technical research with personal service to address clients' unique financial objectives across the UK.
People
Louise Claro
Managing Director
Recognised expert witness in financial advice, regularly contributing to BBC consumer affairs programmes. Leads compliance oversight and technical research teams while maintaining direct reporting to The Circle Group board.
Questions
What financial services do you specialise in?
We specialise in NHS pensions advice and expert witness court reports, alongside comprehensive wealth management and financial planning services.
Are you regulated by the Financial Conduct Authority?
Yes, Circle Financial Services is authorised and regulated by the Financial Conduct Authority (Reference Number 148759).
Which areas do you serve across the UK?
We operate nationally with offices in London, the Midlands, Scotland, North West England, and Derby.
What makes your financial advice different?
We combine large-organisation expertise with small-company personal service, supported by technical research teams and FCA compliance frameworks.
Do you provide NHS pension scheme guidance?
Yes, we offer specialist advice on NHS pension schemes, including retirement planning and benefit optimisation for healthcare professionals.
