Business Details
35 Years
experience
Trusted Financial Advisers in London
Established in 1991, Index FS has built a reputation as a trusted partner in financial planning and advisory services. With over three decades of experience, we have supported more than 3,500 clients in navigating critical financial decisions, from first-time home purchases to retirement strategies. Our team of qualified professionals specialises in mortgages, equity release, pensions, investments, and protection, delivering tailored solutions that align with individual goals. We prioritise a client-centric approach, ensuring transparency, compliance, and long-term financial security. As an authorised credit broker regulated by the Financial Conduct Authority, we adhere to rigorous industry standards.Our expertise extends to corporate financial planning, tax efficiency, and inheritance strategies, supported by a commitment to ongoing client education through our Behavioural Finance Hub. We maintain offices in London and operate under Companies House registration number 03363388. Our services are designed to grow and protect wealth through tax-efficient methods, with clear communication and ethical practices at the core of our operations. By combining personalised advice with comprehensive market knowledge, we empower clients to make informed decisions that secure their financial futures.
Services
Mortgages
Equity Release
Investments
Pensions
Financial Planning
Protection
General Insurance
Tax Planning
Corporate Planning
Details
- Year established: 1991
Highlights and features
- We have over 30 years of experience in financial advisory services.
- Our team holds qualifications in mortgages, pensions, and investment planning.
- Regulated by the Financial Conduct Authority for compliance and transparency.
- Tailored solutions designed to meet individual client needs and goals.
- Comprehensive services covering wealth growth, protection, and tax efficiency.
Associations and certifications
- Financial Conduct Authority
What people say
Expert guidance
Personalised solutions
Professional team
Comprehensive advice
Long-term support
Services
Mortgages
We provide expert mortgage advice for first-time buyers, home movers, and buy-to-let investors. Our services include remortgaging and commercial mortgages, tailored to individual financial circumstances. With a focus on market knowledge and lender relationships, we help clients secure competitive rates while explaining risks associated with secured borrowing.
Equity Release
Specialising in equity release solutions for homeowners over 55, we offer lifetime mortgages and home reversion plans. Our advisors assess clients' needs to determine suitability, explaining implications and risks. This service enables clients to access property equity while maintaining residency rights, with clear guidance on repayment obligations.
Financial Planning
Our comprehensive financial planning covers inheritance tax mitigation, pension income optimisation, and corporate tax strategies. We work closely with accountants to reduce tax liabilities and structure property portfolios. Services include regular financial reviews and tailored advice for new UK residents, ensuring long-term wealth preservation.
Investments
We help clients select investments aligned with their risk profile, timeframe, and financial goals. Our approach considers future plans, liquidity needs, and market conditions. We provide ongoing portfolio reviews and education through our Behavioural Finance Hub, ensuring clients understand their investment choices and associated risks.
Pensions
We offer pension setup, consolidation, and retirement income strategies including drawdown and annuities. Our advisors explain different pension types and help clients maximise tax efficiency when accessing funds. Services include reviewing existing arrangements and recommending solutions tailored to individual retirement goals and circumstances.
People
Emmanouel Kontis
Director & Founder
With over 30 years in financial services, Emmanouel established Index FS in 1991. He oversees compliance and strategic direction, ensuring adherence to FCA regulations while maintaining client-focused service standards.
Sarah McEleavey
Compliance
Sarah manages regulatory compliance and risk management frameworks. Her expertise ensures the firm maintains FCA authorisation standards and implements robust internal controls to protect client interests.
Greg Simmons
Senior Mortgage Adviser
Greg specialises in residential and buy-to-let mortgages, leveraging 20+ years of market experience to help clients navigate complex lending criteria and secure suitable financing solutions.
Andre Cove
Financial Adviser
Andre provides holistic financial planning advice, focusing on tax efficiency, pension strategies, and investment management to help clients achieve long-term financial objectives.
Christopher Kontis
Trainee Adviser
Christopher supports client onboarding processes and technical operations while training to become a qualified financial adviser, working under senior team members' supervision.
Questions
What financial services do you offer?
We provide mortgages, equity release, pensions, investments, protection, tax planning, and corporate financial strategies. All services are tailored to individual client circumstances.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (registration 222570) and operate as an authorised credit broker.
How do I schedule a consultation?
Use our online form to request an adviser contact, or call 0208 211 9000 during business hours to discuss your financial needs directly.
Do you serve clients outside London?
While based in London, we work with clients nationwide through virtual consultations and maintain knowledge of regional property markets and tax considerations.
What fees apply to your services?
We receive commission from lenders, with transparent disclosure of all charges throughout your journey. Specific fee structures depend on the product and lender arrangements.
How are complaints handled?
Contact our Compliance Officer via post or phone to register complaints. We follow documented procedures for prompt resolution, with FOS referral options available.
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