Business Details
41 Years
experience
Trusted Chartered Financial Advisers in Barnstaple
Established in 1985, Milton Phillip J & Co PLC & Co has built a reputation as a trusted provider of independent financial planning and wealth management services. Our Chartered Financial Planners status, awarded by the Chartered Insurance Institute in 2018, reflects our commitment to the highest professional standards. We offer tailored solutions for individuals, businesses, trusts, and charities from our Grade 2 listed premises in North Devon. Our team of three Chartered Financial Planners, all directors of the firm, combines extensive expertise with a client-centric approach. We provide comprehensive services including retirement planning, discretionary wealth management, probate administration, and business financial planning.Our Taxation and Accountancy department complements these offerings, ensuring holistic financial solutions. With over three decades of experience, we maintain a strong focus on ethical practice, transparency, and long-term client relationships. Our testimonials highlight clients' trust in our expertise and dedication to acting in their best interests. As an independently owned public limited company, we balance institutional rigor with personalized service. Our commitment to excellence has made us a leading choice for financial advice in the region.
Services
Financial Planning
Wealth Management
Retirement Planning
Probate Administration
Mortgage Advice
Taxation Services
Estate Planning
Business Financial Planning
LPOA Services
Investment Management
Details
- Year established: 1985
Highlights and features
- Chartered Financial Planners with rigorous professional standards
- Three Chartered advisers, all directors of the firm
- Personalised financial solutions since 1985
- Comprehensive services covering wealth management and probate
- Tested client trust through decades of consistent service
Associations and certifications
- Chartered Insurance Institute (CII)
What people say
Peace of mind
Trust your expertise
Efficient service
Made process easy
Caring company
Services
Financial Planning
Our comprehensive financial planning service helps clients navigate complex financial decisions. We specialise in pensions, tax planning, and estate management, offering tailored strategies that adapt to changing life circumstances. With Chartered status, our advisers ensure solutions meet rigorous professional standards while prioritising clients' long-term financial security.
Probate Administration
We simplify probate processes through expert estate administration. Our team handles HMRC interactions, tax refunds, and legal requirements while maintaining cost transparency. Unlike traditional providers, we charge based on time spent rather than estate value percentages, ensuring fair pricing for estates of all sizes.
Discretionary Wealth Management
Our discretionary managed portfolios combine strategic asset allocation with active risk management. Clients benefit from diversified investment strategies tailored to risk profiles, with regular reviews included at no extra cost. We offer competitive annual management fees that cover both investment decisions and comprehensive portfolio assessments.
Retirement Planning
We guide clients through all retirement planning aspects, from pension consolidation to tax-efficient income strategies. Our services cover state pension optimisation, annuity options, and flexible drawdown plans. We help clients understand tax implications while creating sustainable income streams that maintain their desired lifestyle.
Business Financial Planning
Our business financial planning addresses corporate pension schemes, director remuneration, and keyperson insurance. We develop tailored solutions for company pension plans and tax-efficient investment strategies. Our services help business owners protect assets while optimising financial structures for long-term organisational stability.
People
Philip J Milton
Managing Director
With over 35 years in financial services, Philip combines Chartered Financial Planner status with practical business leadership. He established the firm in 1985 and maintains active client advisory roles while overseeing strategic direction.
Scott W J Pickard
Director
A Chartered Financial Planner with specialist expertise in complex estate planning. Scott manages high-value probate cases and provides strategic investment advice, known for his meticulous approach to client service and regulatory compliance.
Sandra Bright
Director
As a senior director, Sandra oversees client portfolio management and tax planning strategies. Her focus on discretionary wealth management ensures clients receive sophisticated investment solutions aligned with their financial objectives.
Nikki Baker
Director
Nikki specialises in business financial planning and corporate pension schemes. With extensive experience in director remuneration strategies, she helps business owners optimise financial structures while maintaining regulatory compliance.
Felix J Milton
Chartered Financial Planner
Combining Chartered status with accounting expertise, Felix manages investment portfolios and provides technical financial planning support. His dual qualifications enable comprehensive solutions that integrate tax efficiency with wealth preservation.
Questions
What makes Milton Phillip J & Co PLC & Co & Co different from other financial advisers?
We combine Chartered Financial Planner status with independent ownership, offering holistic services from pensions to probate. All three advisers are directors with decades of combined experience.
Are your financial planning services regulated?
Our investment and financial planning services are regulated by the Financial Conduct Authority. Taxation, accountancy, and will writing services operate under separate professional standards.
How do you charge for your services?
We use transparent fee structures tailored to each service. Investment management includes annual fees covering regular reviews, while probate services charge based on time rather than estate value percentages.
Do you serve clients outside Devon?
While based in Barnstaple, we serve clients nationwide. Our services cover Devon, Cornwall, and extend to clients in Kent, Herefordshire, and other UK locations through remote consultations.
