Business Details
25 Years
experience
Trusted Financial Advisers in Haywards Heath
Mike Oliver Associates is a multi-award-winning team of Independent Financial Advisers founded in 2001 and directly authorised by the Financial Conduct Authority (FCA). With over two decades of experience, we have built an excellent reputation within the local community for our professional, friendly service, which has helped private clients and commercial organisations maximise their financial opportunities. Our core values of education, empowerment, and elevation guide our approach to helping clients navigate complex financial markets in a safe and comfortable environment. We prioritise clear communication, ensuring clients remain fully informed throughout their financial journey. As responsible advisors, we are morally and legally obliged to protect client assets while maintaining the highest standards of ethics and transparency in all our operations.Our team combines extensive industry expertise with a commitment to treating customers fairly, supported by our adherence to FCA Principle 6. We specialise in wealth management, pensions, mortgages, equity release, and later life advice, offering tailored solutions that align with individual financial goals. Our local community involvement and partnerships with organisations like the National Association of Commercial Finance Brokers demonstrate our dedication to delivering reliable, client-centric services. With a proven track record of helping clients achieve financial security, we remain focused on providing sound advice that empowers individuals and businesses to flourish.
Services
Wealth Management
Pensions Advice
Mortgage Services
Equity Release
Later Life Advice
Commercial Finance
Savings & Investments
Wills & Estate Planning
Details
- Year established: 2001
Highlights and features
- We have over 25 years of experience in financial advisory services.
- Our team is directly authorised by the Financial Conduct Authority.
- We provide tailored financial solutions for individual client needs.
- We maintain long-standing partnerships with local community organisations.
- Our services cover comprehensive wealth management and later life advice.
Associations and certifications
- Financial Conduct Authority
- National Association of Commercial Finance Brokers
What people say
Excellent service
Tailored solutions
Long-term support
Professional approach
Financial security
Services
Wealth Management
Our Wealth Management service constructs bespoke investment portfolios using diverse asset classes like money markets, bonds, and equities. We assess client risk tolerance and financial goals to create customised strategies that align with their objectives. With ongoing monitoring and regular reviews, we ensure portfolios remain optimised to deliver desired returns while maintaining appropriate risk levels.
Equity Release
We provide certified equity release advice to help clients access property wealth during retirement. Our FCA-regulated advisors explain lifetime mortgages and other options while highlighting potential impacts on inheritance and state benefits. With fees starting at 600, we ensure clients understand all implications before proceeding with this financial solution.
Mortgage Services
Our mortgage specialists assist clients with first-time purchases, remortgaging, and commercial property financing. We charge a minimum 600 fee and may receive procuration fees from lenders. Our service includes coordinating with surveyors and solicitors while providing ongoing support throughout the mortgage lifecycle.
Later Life Advice
As members of the Later Life Academy, we specialise in retirement planning and care funding strategies. Our advisors help clients navigate complex decisions about pension drawdowns, tax planning, and long-term care arrangements to ensure financial security during retirement years.
Commercial Finance
We support SMEs with commercial finance solutions including development loans and start-up funding. With seven decades of combined experience, our advisors help businesses optimise financial structures while navigating regulatory requirements for commercial property and operational financing.
People
Mike Oliver
Principal
With over 25 years' experience, Mike is an accredited later life adviser specialising in lifetime mortgages. He actively supports local charities and business associations while maintaining membership in the Equity Release Council and Society of Later Life Advisers.
Stephanie Carter
PA to Mike Oliver
Stephanie provides administrative support for mortgage and investment applications while managing office compliance procedures. A qualified mortgage advisor, she ensures high service standards through meticulous attention to client needs and process efficiency.
Thomas Pink
Head of Wealth Management
Tom leads our wealth management department, specialising in investment funds and pension portfolio management. He actively pursues advanced qualifications to maintain expertise in evolving financial markets while delivering client-focused investment strategies.
Questions
Are you regulated by the Financial Conduct Authority?
Yes, Mike Oliver Associates is directly authorised and regulated by the Financial Conduct Authority (FCA) under registration number 646955.
What financial services do you specialise in?
We specialise in wealth management, pensions, mortgages, equity release, later life advice, commercial finance, and estate planning for both individual and business clients.
Do you charge fees for mortgage advice?
Yes, our mortgage advice carries a minimum fee of £600, and we may receive procuration fees from lenders when available.
Can you help with commercial property financing?
Yes, our commercial finance team has over seven decades of combined experience supporting SMEs with property financing and business development loans.
How do you ensure client financial security?
We follow FCA Principle 10 to protect client assets, maintain ethical standards, and provide transparent advice through regular portfolio reviews and risk assessments.
Do you offer equity release advice?
Yes, we provide certified equity release advice with fees starting at £600, explaining lifetime mortgages and their implications for inheritance and state benefits.
