Business Details
23 Years
experience
Trusted Financial Advisers in Lichfield
Acuity Financial is a high-quality financial advisory firm based in Lichfield, serving clients across Staffordshire, the Midlands, and nationwide. Established in 2003, we specialise in providing clear, tailored financial advice to both private and corporate clients. Our team of experienced advisers focuses on key areas such as pensions, investments, mortgages, and protection planning, ensuring clients understand their options to make informed decisions.With over two decades of combined expertise, we prioritise long-term relationships, evidenced by our reliance on client referrals and repeat business. As an FCA-authorised firm, we adhere to rigorous regulatory standards, offering impartial advice that prioritises client security and wealth growth. Our commitment to transparency and client-centric service has earned us a reputation for reliability and excellence in financial planning.
Services
Pension Planning
Investment Advice
Mortgage Services
Protection Planning
Estate Planning
Details
- Year established: 2003
Highlights and features
- We offer over 20 years of combined experience in financial advisory services.
- Our FCA authorisation ensures adherence to strict regulatory and ethical standards.
- Client referrals and repeat business form 90% of our work, reflecting trust.
- We provide comprehensive annual reviews to adapt to changing client needs.
- Specialist expertise in pension transfers and complex mortgage solutions.
Associations and certifications
- Financial Conduct Authority
What people say
Expert pension advice
Quick mortgage processing
Clear communication
Long-term trust
Personalised service
Services
Pension Planning
We specialise in comprehensive pension planning, including Defined Benefit schemes and retirement income strategies. Our FCA-regulated advisers help clients optimise savings through tax-efficient solutions, review existing schemes, and navigate pension freedoms. With expertise in annuities and occupational pensions, we ensure clients maximise their retirement income while considering health and family circumstances.
Investment Advice
Our investment services focus on creating tailored portfolios aligned with client goals, whether for growth, income, or capital preservation. We offer ISA products, portfolio management, and reviews of existing investments, particularly for underperforming or legacy schemes. Our approach combines market analysis with ongoing advice to adapt to changing financial landscapes and client needs.
Mortgage Services
As independent advisers, we access the entire mortgage market to find competitive products for first-time buyers, remortgagers, and property investors. We explain repayment options, fixed/variable rates, and calculate affordability based on employment status. Our service includes application support, conveyancer liaison, and guidance on specialist mortgages for self-employed clients.
Protection Planning
We provide tailored protection solutions including life cover, critical illness, and income protection. Our advisers review existing policies for value and suitability, particularly those arranged through banks or insurers. We assess coverage levels against family needs, considering parental financial contributions and long-term care costs, ensuring financial security for dependants.
Estate Planning
Our estate planning services focus on minimising inheritance tax through trusts and strategic asset distribution. We advise on Power of Attorney arrangements, child investment planning, and tax-efficient wealth transfer. By combining trust structures with pension planning, we help clients ensure their assets are distributed according to their wishes while maximising tax efficiencies.
People
Stuart Nokes
Managing Director
Stuart founded Acuity Financial in 2003 after qualifying as a pensions specialist. With a Physics degree from Durham and over 20 years' experience, he specialises in complex pension transfers and retirement planning strategies.
Paula Crawford
Financial Consultant
Paula transitioned to financial advice in 2008 after a healthcare career. Holding a B.Sc. and advanced financial qualifications, she specialises in mortgage solutions and pension consolidation, serving clients with expertise developed over 15 years.
Questions
What financial services do you specialise in?
We specialise in pensions, investments, mortgages, protection planning, and estate management, with particular expertise in pension transfers and retirement income strategies.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA), ensuring compliance with strict professional and ethical standards.
Do you charge for initial consultations?
No, we offer free initial consultations to discuss your needs. Any subsequent work is subject to agreed fees disclosed upfront before commencement.
How do you tailor advice to individual needs?
We conduct comprehensive reviews of your financial situation, goals, and risk tolerance to create bespoke strategies that evolve with your changing circumstances.
Can you help with existing financial products?
Yes, we review existing pensions, investments, and insurance policies to assess suitability, performance, and value for money against current market options.
What areas do you cover?
While based in Lichfield, we serve clients across Staffordshire, the Midlands, and nationwide through face-to-face meetings and remote consultations.
