Business Details
12 Years
experience
Your Financial Planning Partner in Belfast
Navigate IFA was established in 2014 by a group of professionals disillusioned with traditional financial services. Our founders shared a vision of prioritising client wellbeing over transactional relationships, leading to the creation of a firm focused on holistic financial planning. We specialise in translating complex financial concepts into actionable strategies that align with individual life goals. Our team combines decades of industry experience with a commitment to continuous professional development, ensuring we remain at the forefront of financial planning innovation. We operate under strict regulatory oversight from the Financial Conduct Authority, maintaining the highest standards of ethical practice.Our approach integrates cashflow modelling, investment strategy, and long-term relationship management to deliver tailored solutions. We serve clients at all life stages, from young professionals building financial foundations to retirees optimising their legacy. Our proprietary frameworks like LifeMap and Compass provide structured pathways for achieving financial clarity. We maintain transparency through regular reviews and open communication channels, including dedicated client portals. Our industry recognition through VouchedFor's annual awards validates our client-centric methodology. We actively support local charities while maintaining a strong community focus in Belfast and beyond.
Services
Financial Planning
Retirement Advice
Wealth Management
Cashflow Strategy
Investment Planning
Details
- Year established: 2014
Highlights and features
- We provide truly independent, whole-of-market financial advice
- Our proprietary LifeMap planning framework delivers structured financial clarity
- Team holds Chartered Financial Planner designations and industry-recognised qualifications
- Recognised in VouchedFor's 2025 guide to top financial advisers
- Client portal provides 24/7 access to financial plans and documentation
Associations and certifications
- Financial Conduct Authority
What people say
Peace of mind
Tremendous peace of mind
On track
Expert look after
Honest and personable
Services
Financial Planning
Our comprehensive financial planning service creates tailored roadmaps for achieving life goals through strategic financial management. We analyse current circumstances, model future scenarios, and implement adaptive strategies that evolve with changing life circumstances. The process combines technical expertise with personal understanding to transform financial complexity into actionable clarity.
Retirement Advice
Specialist retirement planning services help clients optimise their pension arrangements and create sustainable income strategies. We assess retirement readiness through cashflow modelling, tax-efficient withdrawal planning, and investment structuring to ensure financial security throughout retirement years while maintaining flexibility for changing circumstances.
Wealth Management
Holistic wealth management solutions focus on growing and preserving assets through diversified investment portfolios. Our approach combines risk profiling, asset allocation, and ongoing portfolio management to balance growth objectives with capital protection needs while maintaining alignment with long-term financial goals.
People
Darren Curry
Financial Planner
Chartered Financial Planner with expertise in cashflow modelling and investment strategy. Provides tailored financial solutions through regular client reviews and proactive financial guidance.
Jenny McNaught
Chartered Financial Planner
Experienced Chartered Financial Planner specialising in retirement planning and pension consolidation. Combines technical expertise with client-focused communication to deliver practical financial solutions.
Laura Watt
Client Manager
Client relationship specialist managing ongoing advisory services. Ensures seamless communication between clients and financial planners while maintaining detailed client records and documentation.
Margaret Prall
Office Administrator
Supports operational efficiency through administrative management and client service coordination. Maintains office systems and facilitates client communication processes.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning through our Foundations, LifeMap, and Compass services, covering cashflow planning, investment strategy, and ongoing financial reviews.
Are you independent financial advisers?
Yes, we are truly independent and provide whole-of-market advice without ties to any financial institutions or investment providers.
How does your financial planning process work?
Our six-stage process includes initial consultation, information gathering, analysis, strategy development, implementation, and annual reviews to ensure ongoing alignment with your goals.
What fees do you charge for your services?
Our fees are transparent and agreed upfront, covering initial planning and optional ongoing advisory services with no hidden charges.
Do you work with clients outside Belfast?
While based in Belfast, we work with clients throughout Northern Ireland and can provide remote advisory services to suitable clients elsewhere in the UK.
How are you regulated?
We are authorised and regulated by the Financial Conduct Authority (FRN 919807) and maintain strict compliance with all regulatory requirements.
