Business Details
Trusted Financial Advisers in Kingskerswell
Personal Asset Management is a family-run firm of Independent Financial Advisors, including a Chartered Financial Planner with over 40 years of experience. We specialise in providing tailored financial advice to individuals, businesses, Trusts, and Charities across the South of England. Our services encompass investment planning, mortgage advice, equity release, inheritance tax planning, pension advice, and retirement planning. We prioritise understanding clients' financial goals to deliver long-term solutions that provide peace of mind.Our team maintains expertise through continuous professional development and offers a proactive service, including annual reviews and regular portfolio updates. Based in Kingskerswell, we serve clients throughout Torbay, Newton Abbot, Exeter, and the wider South of England. We offer a free, no-obligation 30-minute consultation to discuss how our services can address individual financial needs.
Services
Investment advice
Mortgage planning
Pension management
Equity release
Inheritance tax planning
Highlights and features
- We have over 50 years combined experience in financial advisory services
- Our independent status allows whole-of-market mortgage recommendations
- We provide proactive portfolio management with regular client updates
- Our local presence in Kingswerswell serves South England communities
- Transparent fee structures with free initial 30-minute consultations
Associations and certifications
- Financial Conduct Authority
Services
Investment advice
We provide tailored investment advice for clients with 50,000+ to invest, offering diversified multi-asset portfolios. Our advisory service includes risk profiling, model portfolio options, and regular performance updates. Clients receive quarterly valuations and annual reviews to ensure their investments align with financial goals and risk tolerance.
Mortgage planning
Our whole-of-market mortgage advice covers first-time buyer, remortgaging, buy-to-let, and later-life mortgages. We help clients navigate financial jargon and find suitable products with a 199 arrangement fee. We also review protection insurance alongside mortgage applications.
Pension management
We offer comprehensive pension advice including existing arrangement reviews, state pension assessments, and retirement income planning. Our services cover personal pensions, final salary schemes, and retirement drawdown options, with educational videos explaining pension access options.
Equity release
We provide regulated equity release advice for homeowners over 55, explaining lifetime mortgage options and inheritance implications. Our service covers property values from 70,000+, with guidance on using released funds for retirement income or family support.
Inheritance tax planning
Our tax planning services help clients mitigate inheritance tax liabilities through strategic gifting, trust arrangements, and tax-efficient investments. We work with STEP affiliate members to create comprehensive estate plans that balance tax efficiency with client wishes.
Questions
What financial services do you specialise in?
We specialise in investment planning, mortgage advice, pension management, equity release, and inheritance tax planning for clients across the South of England.
Are your financial advisors qualified?
Our team includes a Chartered Financial Planner with over 40 years of experience and maintains expertise through continuous professional development.
Do you offer free initial consultations?
Yes, we provide a free 30-minute initial consultation to discuss your financial needs and explain our services.
What areas do you cover?
We serve clients throughout Torbay, Newton Abbot, Exeter, and the wider South of England region.
How are your investment services structured?
Our investment services target clients with over £50,000 to invest, offering risk-targeted model portfolios and regular performance updates.
How are you regulated?
We are Authorised and Regulated by the Financial Conduct Authority (Register Number 542186).
