Lewis Christopher is a family-run financial advisory firm based in Moulsoe, near Milton Keynes. Geoff Cardno founded the firm in 2001 and has advised clients since 1992; his sons Dan and Lewis now also advise, covering retirement planning, pensions, investments, protection and mortgages.
We're FCA regulated and rated 5/5 from 165 reviews on VouchedFor. Clients deal directly with their adviser rather than a call centre, and we work with individuals, families and businesses across Buckinghamshire, Bedfordshire and Northamptonshire.
We take the time to understand what someone is actually trying to achieve before recommending anything, and charge clearly with no surprises.
Highlights and features
- Family-run financial advisers with over 30 years’ experience
- Impartial financial advice for individuals, families and businesses
- Specialist support across pensions, retirement planning and wealth management
- Mortgage advice for homes, remortgaging and property portfolios
- Protection planning to safeguard families, businesses and lifestyles
- Free, no-obligation one-hour consultations available in person or remotely
Payment methods
- Cash, Debit cards, Credit cards, Mobile payments
Services
We provide structured wealth management and investment advice designed around your goals, circumstances, attitude to risk and capacity for loss. Our approach combines long-term investment strategies with tax-efficient planning, using a suitable mix of investments and tax wrappers. We regularly review and rebalance portfolios as markets and circumstances change, keeping your long-term objectives in focus.
We provide personalised financial planning designed around your circumstances, priorities and long-term goals. Our approach considers retirement, investments, tax-efficient allowances, cashflow, family events and, where relevant, estate planning and inheritance tax mitigation. We begin by understanding your position, define your objectives, build a suitable strategy, explain our recommendations clearly and review the plan as circumstances change.
We provide pension planning designed to build retirement savings tax-efficiently while considering your existing arrangements and long-term goals. Our advice covers defined contribution, defined benefit and State Pension entitlements, alongside cashflow modelling and wider financial planning. We assess both pension accumulation and decumulation, helping you consider contributions, withdrawals, drawdown or annuities, taxation and passing pensions on.
We provide mortgage advice for first-time buyers, home movers, remortgaging clients and buy-to-let investors, including personal, limited company and portfolio landlords. Our approach begins with understanding your circumstances, goals and preferences before researching suitable lenders and products. We explain the available options clearly, support you through the application process and help ensure your mortgage aligns with your wider financial plans.
We provide protection insurance advice to help you and your family maintain financial security if you suffer long-term illness, lose your income or pass away. Our advice covers life insurance, critical illness cover, income protection, mortgage-related protection and business protection. We review your existing policies, circumstances and budget before presenting suitable recommendations and formal illustrations.
People
Geoff Cardno
Director and Financial Adviser
Geoff is the founder and sole Director of Lewis Christopher Ltd and has been advising clients since October 1992. He formed the company in 2001 as a mortgage advisory business but has developed the Wealth Management arm over the last 15 years.
He specialises in advising on investments and pre- and post-retirement planning. As well as being a Director of this business, he also owns Limestone Residential Lettings and Cranes Estate Agents which are part of the Lewis Christopher group.
He specialises in advising on investments and pre- and post-retirement planning. As well as being a Director of this business, he also owns Limestone Residential Lettings and Cranes Estate Agents which are part of the Lewis Christopher group.
Reviews (27)
Claire Smith
Aug 10, 2026
Ashleigh Nicholson
Aug 08, 2026
Jennie Zhan
Aug 07, 2026
Dave Burr
Jul 18, 2026
Matt Cann
Jul 05, 2026
John Thorn
Jun 30, 2026
Lewis Christopher have looked after my portfolio for over 14 years and they have always acted professionally with excellent advice. The information they provide is timely and more importantly easy to understand. My investments and my confidence in Lewis Christopher have both grown over the years and I am very happy to recommend them.
Ross Cowie
Jun 28, 2026
Chris Roberts
Jun 06, 2026
Dinesh Dhokia
Jun 02, 2026
Enza Nugent
May 31, 2026
Sam Fowler
May 29, 2026
Ella Bella
May 28, 2026
Mat Walker
May 24, 2026
I had a fantastic experience with Lewis Christopher, especially working with Lewis Cardno. From start to finish, the whole mortgage process was handled quickly, professionally, and with great communication throughout. Lewis made everything feel straightforward and convenient, always taking the time to explain things clearly and keep me updated every step of the way.
Colt Barratt
May 17, 2026
Joe Decaro
Apr 23, 2026
Lewis Butler
Apr 01, 2026
My partner and I were moving house in August 2025 and approached Lewis from Lewis Christopher for advice on mortgages. Lewis was professional, knowledgeable and efficient. Our options were clearly presented to us and he made the process seamless. I would recommend Lewis to anyone looking to renew their mortgage in MK, the surrounding areas and further afield.
Michelle Quill
Mar 24, 2026
From the moment we contacted this company for help navigating through all our financials they have been non stop with advise and setting things up to make our future much more secure, We have been taken through options and solutions for a recent change in our circumstance. We are very confident the choices we have made are one that will see our later years much more comfortable.
A. Ghansah
Mar 20, 2026
Lewis Christopher has advised us for the past 8 years. Nigel has always been incredibly helpful, particularly when we needed to remortgage straight after the mini budget. We were able to secure an amazing rate compared with what we were initially given. We highly recommend Lewis Christopher to anyone looking for financial advice.
Charley McCleave
Mar 08, 2026
Neil Mitchell
Mar 06, 2026
Cindy Stanton
Mar 04, 2026
A great firm. They give sound advice and take the time to explain it in plain English. We have used them for a number of years. They have helped us plan financially for our current needs, (including retiring early) our future and for when we're gone. Extremely knowledgeable and easy to ask questions of. We highly recommend them.
Michael Gomme
Mar 02, 2026
I am extremely pleased with the service provided by Dan and Geoff at Lewis Christopher. From start to finish, the entire process of investing my savings and pension was explained clearly and professionally. They took care of all the paperwork relating to my pension transfer and the setup of my investments, making everything straightforward and stress-free. I felt fully informed and confident in every decision along the way. I would highly recommend their services.
Megan Butler
Mar 01, 2026
Paul Ayles
Feb 26, 2026
Caroline Swan
Feb 25, 2026
I have been a client for around 10 years and have always been extremely happy with the service I receive. They manage my pension investments with care, professionalism and clear communication. I always feel well-informed and confident that my finances are in safe hands. I wouldn’t hesitate to recommend them to anyone looking for trustworthy, long-term financial advice.
Harry Pickering
Feb 03, 2026
John Considine
Jan 17, 2026
I’ve been incredibly impressed with the service at Lewis Christopher. Working with the father-son team of Geoff and Dan Cardno has been a breath of fresh air. Geoff brings decades of seasoned experience and a calm, long-term perspective, while Dan’s background (including his time at Deloitte) adds a modern, meticulous edge to their wealth management strategy. It’s rare to find a firm that feels both deeply personal and highly professional. They truly listen and tailor advice to your actual life goals." I can't recommend them enough.