Business Details

7 Years

experience

Since 2019, we have provided mortgage advice to borrowers across the United Kingdom, helping them understand their financing options and make informed property decisions. As Fee Free Mortgage Broker, we combine whole of market access with an entirely fee-free approach to mortgage advice and arrangement. Our advisers investigate products from numerous lenders, considering suitability rather than promoting one provider's mortgages. We assist customers purchasing residential property, moving between homes, refinancing existing loans and arranging buy-to-let mortgages. Our service also accommodates individuals with varied employment arrangements, multiple income sources or less conventional borrowing circumstances.

A typical consultation involves reviewing financial commitments, income, deposit funds and property objectives to establish realistic borrowing expectations. We then compare available mortgage products, explain potential repayments and help applicants obtain Agreements in Principle where appropriate. Further assistance includes preparing applications, managing paperwork and communicating with lenders throughout underwriting. We provide mortgage reviews for customers considering new rates, alongside guidance for self-employed borrowers, contractors and those concerned about previous credit issues. Our FCA-regulated advisers deliver consultations remotely across the country, including by telephone and video call. Because lenders pay us commission following successful mortgage completion, our clients are not required to pay fees for our mortgage brokerage services.

Details

Year established: 2019

Highlights and features

We provide completely fee-free mortgage advice throughout the UK.
Our whole-of-market approach compares thousands of available mortgage products.
We offer FCA-regulated guidance tailored to your individual circumstances.
We assist first-time buyers, home movers and property investors.
Our experienced advisers support complex incomes and self-employed applicants.
We manage mortgage applications from initial consultation through completion.

Payment methods

Cash
Debit cards
Credit cards

Website

Services

First Time Buyer Mortgages

We help first-time buyers navigate mortgage applications through personalised advice and access to products from across the market. Our FCA-regulated advisers examine your circumstances and compare lenders to identify appropriate mortgage options. Alongside providing fee-free guidance, we complete application administration and liaise with relevant professionals. Our objective is a smooth, well-supported mortgage experience.

Home Mover Mortgages

Our home mover mortgage service supports existing homeowners purchasing their next property. We explore the possibility of transferring your current mortgage, securing a new agreement or changing lenders through remortgaging. By reviewing your income, mortgage rate and accumulated equity, we identify appropriate options across the market. All our advice is FCA-regulated and provided without broker fees or hidden charges.

New Build Mortgage Advice

Purchasing a newly constructed property involves particular mortgage requirements, and we help you navigate them with confidence. We assess mortgage options across the whole market, taking account of deposit requirements, lending criteria and construction schedules. Our service includes managing applications, communicating with relevant parties and securing suitable mortgage offers without charging broker fees.