Business Details
Independent Financial Advisers in Barnstaple
Eclipse Financial Solutions has been providing trusted financial advice to clients for over 30 years. Based in Barnstaple, we specialise in Mortgages, Protection, Lifetime Mortgages, Retirement Planning, and Savings & Investments. Our independent advisors offer tailored solutions to meet individual financial needs. We pride ourselves on cutting through industry jargon to deliver clear, actionable recommendations. With access to the whole market, our unbiased advice ensures clients receive optimal financial strategies. Our team combines extensive local knowledge with professional expertise to help clients achieve long-term prosperity. We maintain authorisation and regulation by the Financial Conduct Authority (FCA No. 737344), underscoring our commitment to industry standards.Client satisfaction remains our priority, supported by transparent communication and a dedication to resolving concerns promptly. Our advisors hold relevant qualifications, including DipPFS, CeMap, and DipFA accreditations. We serve clients across Devon and beyond, offering both in-person and remote consultation options.
Services
Mortgages
Protection
Lifetime Mortgages
Retirement Planning
Savings & Investments
Pensions
Equity Release
Highlights and features
- We have over 30 years of experience in independent financial advice
- Our advisors hold professional qualifications including DipPFS and DipFA
- We offer access to the whole market for unbiased recommendations
- Tailored solutions designed specifically for individual client circumstances
- Established reputation for clear communication and jargon-free advice
Associations and certifications
- Financial Conduct Authority (FCA No. 737344)
Services
Mortgages
We provide expert mortgage advice covering purchase, remortgage, buy-to-let, and specialist schemes. Our independent advisors help clients navigate loan-to-value ratios, repayment options, and eligibility criteria. Tailored solutions ensure clients secure mortgages aligned with their financial circumstances and long-term goals.
Lifetime Mortgages
Specialist advice on lifetime mortgages allowing homeowners to release equity while retaining property ownership. We explain loan structures secured against properties, repayment terms, and implications for inheritance. Solutions cater to clients seeking to supplement retirement income or fund care requirements.
Pensions
Comprehensive guidance on pension schemes including workplace pensions, personal pensions, and self-invested options. We help clients assess contribution levels, tax advantages, and investment strategies. Services cover pre-retirement planning and post-retirement income optimisation to ensure financial security in later life.
Investments
Expert investment advice covering risk profiling, portfolio diversification, and tax-efficient strategies. We explain investment vehicles including ISAs, funds, and direct equities. Our approach focuses on aligning investment choices with clients' financial objectives and risk tolerance levels to maximise returns.
Protection
Specialist insurance advice including life cover, critical illness, and income protection. We assess appropriate coverage levels to safeguard families and businesses against financial hardship. Services cover mortgage protection policies and bespoke solutions for personal and commercial risk management needs.
People
Robert Vogler
Director
Qualified with DipPFS, CeMap, and AIPW accreditations, Rob has advised on financial markets since 1998. He specialises in mortgage and financial planning solutions for clients across Devon.
Martin Evans
Director
Holding DipFA and MAQ qualifications, Martin offers expertise in mortgages, pensions, and investments. With decades of experience, he provides strategic financial advice tailored to client needs.
Helen Palmer
Mortgage and Protection Adviser
Qualified in UK Financial Services Regulation, Helen provides mortgage and protection advice. She joined Eclipse in 2019 after working in local estate agency, combining administrative expertise with client-facing advisory roles.
Helen Roseveare
Investment Administrator
Managing pension and investment administration since 2015, Helen ensures accurate processing of client investment portfolios and retirement planning documentation.
Questions
What mortgage options do you advise on?
We advise on purchase, remortgage, buy-to-let, shared ownership, and specialist mortgages including adverse credit and self-build options.
How do you help with retirement planning?
We provide comprehensive pension advice covering workplace schemes, personal pensions, and retirement income strategies tailored to individual circumstances.
Can you explain lifetime mortgages?
Lifetime mortgages allow homeowners to release equity while retaining property ownership. We explain terms, repayment conditions, and inheritance implications.
What protection services do you offer?
We provide life insurance, critical illness cover, income protection, and mortgage protection policies to safeguard against financial hardship.
How are investment decisions made?
We assess risk tolerance and financial goals to create diversified investment portfolios using tax-efficient vehicles like ISAs and funds.
What areas do you serve?
Based in Barnstaple, we serve clients across Devon, North Devon, and the wider UK through in-person and remote consultations.
