Business Details
Independent Wealth Management Solutions
Wilcocks & Wilcocks is a family-run financial advisory firm with over 22 years of experience in delivering personalized wealth management solutions. Our approach prioritizes long-term client relationships, transparency, and evidence-based strategies to build, protect, and transfer wealth across generations. Founded by Martin Wilcocks, a seasoned adviser with a background at Barclays in the 1980s, we specialize in retirement planning, pension consolidation, estate management, and tax-efficient investing. Our team combines decades of industry expertise with a commitment to client-centric service, ensuring tailored solutions that align with individual financial goals. We adhere to rigorous professional standards, evidenced by our authorization from the Financial Conduct Authority (FCA).Our clients benefit from a proactive, personalized approach that emphasizes education, clarity, and trust. With offices in Liverpool and London, we serve families and business owners nationwide, offering strategic guidance to navigate complex financial landscapes. Our philosophy centers on simplifying financial planning through diversified, low-cost investment models and bespoke estate strategies. We pride ourselves on restoring client confidence in financial advice through integrity, innovation, and a focus on intergenerational wealth preservation.
Services
Wealth Management
Investment Planning
Estate Strategies
Retirement Consulting
Pension Consolidation
Tax Optimization
Risk Analysis
Portfolio Management
Trust Services
Financial Education
Highlights and features
- We have 22 years of experience in personalized financial planning.
- Our evidence-based investment strategies prioritize long-term growth and diversification.
- We offer transparent, fee-only advice with no hidden costs.
- Our family-run business emphasizes personal accountability and client relationships.
- We are authorized by the Financial Conduct Authority (FCA).
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Personalised service
Expertise
Trustworthy advice
Secure retirement planning
Excellent communication
Services
Wealth Management
Our wealth management service offers tailored strategies to grow and protect assets across generations. We focus on diversified, low-cost investments aligned with individual risk profiles. Clients benefit from ongoing portfolio reviews and tax-efficient structuring to maximize long-term returns.
Estate Planning
Estate planning ensures seamless intergenerational wealth transfer through trusts, wills, and tax mitigation strategies. We specialize in creating bespoke solutions to safeguard family assets and minimize inheritance tax liabilities while aligning with client values.
Retirement Consulting
Retirement consulting covers pension consolidation, income planning, and lifestyle goal alignment. Our evidence-based approach prioritizes capital preservation and sustainable withdrawals, supported by personalized risk assessments and regular progress updates.
Investment Strategy
Investment strategies utilize globally diversified portfolios with institutional-grade funds. We emphasize evidence-based decision-making, rebalancing, and cost control to achieve long-term growth while maintaining client-specific risk parameters.
Risk Analysis
Risk analysis evaluates portfolio volatility tolerance and financial resilience through scenario planning. Our proprietary tools assess client comfort with market fluctuations, ensuring investment models align with both emotional and financial capacity for risk.
People
Martin Wilcocks
Founder & Financial Adviser
Martin founded Wilcocks & Wilcocks after 22 years in financial services, including a stint at Barclays. He authored the Amazon bestselling book 'Bulletproof Retirement' and specializes in retirement income strategies, estate planning, and evidence-based investing.
Mary Wilcocks
Client Services Director
Mary oversees client administration and support, ensuring seamless service delivery. With over 15 years in financial services, she specializes in pension transfers, trust management, and client education, maintaining a focus on clear communication and meticulous attention to detail.
Robert Wilcocks
Investment Analyst
Robert manages portfolio construction and market research, applying evidence-based principles to client portfolios. He holds advanced qualifications in financial analysis and focuses on optimizing asset allocation while maintaining strict risk controls aligned with client objectives.
Tahnee Macfarlane
Client Relations Manager
Tahnee coordinates client onboarding and ongoing engagement, ensuring personalized service delivery. With a background in financial administration, she specializes in simplifying complex financial concepts for clients and maintaining proactive communication throughout the advisory process.
Mark Clement
Senior Adviser
Mark provides strategic financial planning advice, focusing on tax efficiency and retirement income optimization. He brings over 20 years of experience in corporate finance and private client services, emphasizing practical solutions tailored to individual circumstances.
Questions
What services does Wilcocks & Wilcocks offer?
We specialize in wealth management, retirement planning, estate strategies, pension consolidation, and evidence-based investment advice tailored to individual client needs.
How does your investment approach differ from traditional advisers?
Our strategy uses globally diversified, low-cost portfolios grounded in 80 years of academic research, avoiding high-fee products and focusing on long-term, tax-efficient growth.
Are you regulated by the Financial Conduct Authority?
Yes, we are authorized and regulated by the FCA, ensuring compliance with strict professional standards for client protection.
How do you personalize financial plans?
We conduct detailed risk assessments, lifestyle goal analyses, and estate reviews to create bespoke strategies aligned with each client's unique circumstances and aspirations.
Can you help with international financial planning?
Yes, we serve clients globally, offering cross-border pension solutions, tax-efficient structuring, and estate planning adapted to international regulations.
What is your fee structure?
We operate on a transparent, fee-only basis with no commissions, ensuring our advice remains unbiased and fully aligned with client interests.
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