Business Details
37 Years
experience
Trusted Financial Advisers in Emsworth
Established in 1989, Independent Financial Solutions (IFS) has built a reputation for delivering expert financial advice tailored to diverse client needs. Our team of highly qualified professionals specialises in retirement planning, investment strategies, tax-efficient savings, and inheritance tax solutions, supported by comprehensive mortgage and protection services. Based in Emsworth for over 30 years, we combine traditional values of trust and independence with modern technological adaptability to provide impartial, market-wide recommendations.Regulated by the Financial Conduct Authority (FCA), we prioritise long-term client relationships, offering personalised guidance to secure financial futures across the South Coast. Our commitment to excellence is reflected in client testimonials praising our responsive, professional approach and the clarity of our financial planning solutions.
Services
Pensions
Retirement Planning
Mortgages
Tax Planning
Protection Services
Investments
Inheritance Tax Advice
Equity Release
Details
- Year established: 1989
Highlights and features
- We have over 30 years of experience in financial planning and advisory services.
- Our recommendations are based on comprehensive, impartial analysis of the entire market.
- We are regulated by the Financial Conduct Authority (FCA) for professional accountability.
- Our team includes specialists with decades of experience in pensions and tax planning.
- We prioritise long-term relationships and transparent communication with all clients.
Associations and certifications
- Financial Conduct Authority
What people say
Professional, friendly, patient
Unwavering support during challenges
Easy and straightforward process
Highly responsive and supportive
Expertise in pension transfers
Services
Pensions
We provide comprehensive pension advice, including defined benefit schemes and salary transfers. Our specialists help clients optimise retirement income through strategic planning and market analysis. With additional qualifications in complex pension transfers, we ensure compliance and long-term financial security.
Mortgages
Our mortgage services cover purchases, remortgaging, buy-to-let, and lifetime mortgages. We offer tailored solutions to secure competitive rates while aligning with broader financial goals. Expert guidance ensures clients understand all options for property-related financial planning.
Tax Planning
We specialise in creating tax-efficient savings strategies and inheritance tax mitigation plans. Our approach combines investment vehicles and trust structures to minimise liabilities while maintaining asset protection. Ongoing reviews ensure compliance with evolving tax regulations.
Protection Services
Our protection services include life assurance, critical illness cover, and income protection policies. We assess individual needs to recommend tailored insurance products that safeguard clients' financial futures against unforeseen circumstances.
Investments
We offer bespoke investment strategies through ISAs, general accounts, and bonds. Our team evaluates risk tolerance and financial objectives to construct diversified portfolios. Regular performance reviews ensure alignment with long-term wealth growth targets.
People
David Stamp
CEO & Financial Adviser
With over 35 years in financial services, David combines industry expertise with technological innovation. He established IFS in 1989 and leads strategic decision-making while maintaining direct client advisory roles.
Lucy Taylor
Compliance Director & Financial Adviser
Lucy oversees compliance and supervises advisers with 15 years of industry experience. Her dual role ensures regulatory adherence while maintaining high standards in client service delivery.
David Gilbertson
Financial Adviser
A pension transfer specialist with 30 years' experience, David provides expert guidance on defined benefit schemes. He has been with IFS since 1996, specialising in complex retirement planning solutions.
Matthew Sedgley
Financial Adviser
Matthew focuses on retirement and estate planning, having worked in pension consulting for major firms. Since 2004, he has helped clients navigate post-2015 flexible retirement options to maximise financial benefits.
Kirsten Richardson
Financial Adviser
With over 12 years at IFS, Kirsten specialises in later-life financial planning. She bridges accessibility gaps in financial advice, prioritising clear communication and client trust in all consultations.
Questions
What areas do you cover?
We primarily serve clients across the South Coast, with our Emsworth-based team supporting multigenerational families and individuals nationwide.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority under reference 468860.
How do you select investment solutions?
We recommend investments based on your unique circumstances, financial goals, and risk tolerance through comprehensive market analysis.
What financial planning services do you offer?
We provide pensions, mortgages, tax planning, protection services, investments, equity release, and inheritance tax solutions.
How much does financial advice cost?
Our fees are transparent and discussed upfront. We provide detailed cost breakdowns before commencing any advisory work.
Can you help with complex pension transfers?
Yes, our specialists hold additional qualifications for defined benefit pension transfers and complex retirement planning scenarios.
