Business Details
23 Years
experience
Your Trusted Financial Advisers in Fareham
Established in 2003, we are independent financial advisers dedicated to understanding our clients' unique goals and crafting tailored financial strategies. Our approach prioritises long-term relationships over product sales, ensuring advice evolves with clients' changing circumstances. With Chartered Financial Planners and specialists in pensions, investments, and tax planning, we combine technical expertise with a commitment to ongoing support. Our four-step process focuses on clarity, implementation, monitoring, and lifelong adaptation. Backed by the Financial Conduct Authority's regulation and membership in Best Practice IFA Group Ltd, we maintain rigorous professional standards.Our team's banking and financial planning backgrounds enable comprehensive solutions for clients across the UK. We offer flexible meetings via video conferencing or face-to-face at our Fareham office. Recognised for excellence, our late co-founder Dan Cawthorne exemplified our values of professionalism and client care. We believe financial planning should empower clients to achieve their aspirations through informed decision-making. Our practice remains committed to transparency, ethical advice, and continuous professional development to serve clients effectively.
Services
Pensions
Investments
Protection
Mortgages
Inheritance Tax Planning
Details
- Year established: 2003
Highlights and features
- We prioritise understanding your unique financial goals before recommending solutions
- Our team includes Chartered Financial Planners with specialist qualifications
- We follow a structured four-step process for comprehensive financial planning
- Ongoing support ensures your plan adapts to life's changing circumstances
- Regulated by the Financial Conduct Authority for professional accountability
Associations and certifications
- Financial Conduct Authority
What people say
Professional service
Clear communication
Effective strategies
Personalised approach
Ongoing support
Services
Pensions
We help clients build and manage pension portfolios tailored to their retirement goals. Our experts provide guidance on contribution strategies, tax efficiency, and income planning. With ongoing reviews, we ensure your pension adapts to changing circumstances and market conditions.
Investments
Our investment services focus on growing and preserving client wealth through diversified portfolios. We assess risk tolerance and financial objectives to create custom investment strategies. Regular performance reviews ensure alignment with long-term goals and market opportunities.
Protection
We offer comprehensive protection solutions to safeguard clients' financial security. This includes life insurance, critical illness cover, and income protection policies. Our approach ensures adequate coverage while maintaining affordability and policy flexibility.
Mortgages
Our mortgage advice covers first-time purchases, remortgaging, and buy-to-let investments. We compare products across the market to find competitive rates and suitable terms. We guide clients through the entire process from application to completion.
Inheritance Tax Planning
We help clients structure their assets to minimise inheritance tax liabilities. Our strategies include trusts, gifting, and tax-efficient investments. We ensure compliance with current regulations while preserving wealth for future generations.
People
Tim Geoghegan
Chartered Financial Planner & Director
Co-founder with 20+ years' experience in financial planning and private banking. Holds advanced qualifications in investments, taxation, and pensions. Committed to client-focused advice and long-term financial security.
George Rolls
Chartered Financial Planner
Mathematics graduate with specialist expertise in financial planning. Recognised as a rising professional in the field. Focuses on helping clients achieve their financial objectives through tailored strategies.
Anne Marie Cooke
Practice Manager & Director
Business Studies graduate managing back-office operations and client administration. Ensures smooth service delivery and maintains client communication channels. Integral to the firm's operational efficiency.
Dan Cawthorne
Co-founder (In Memoriam)
Chartered Financial Planner and banking professional with 20 years' industry experience. Co-founded the firm after successful careers at major financial institutions. Remembered for professionalism and client dedication.
Questions
What financial services do you offer?
We provide pensions, investments, protection, mortgages, and inheritance tax planning services tailored to individual client needs.
How are you different from other financial advisers?
We focus on understanding your life goals first, then create custom strategies with ongoing support rather than selling products.
Can I have meetings online?
Yes, we offer flexible video conferencing options alongside face-to-face meetings at our Fareham office.
Are you regulated by financial authorities?
We are authorised and regulated by the Financial Conduct Authority for your protection and professional accountability.
How do you charge for your services?
Our fee structure is transparent and discussed upfront. Charges vary based on the complexity of your financial planning needs.
