Business Details
Trusted Financial Advisers in Surrey
Libra Financial Planning has been delivering tailored financial solutions to individuals and businesses since 1997. Our team of qualified professionals specialises in pension planning, investment management, mortgage advice, and protection strategies, ensuring clients receive comprehensive guidance aligned with their long-term goals. We prioritise transparency in all our services, offering clear explanations of risks and benefits associated with financial products. As an FCA-authorised firm, we adhere to rigorous regulatory standards while maintaining a client-centric approach that values ongoing support and education.Our expertise spans estate planning, corporate financial advice, and retirement strategies, supported by partnerships with leading industry platforms for portfolio monitoring. We continuously seek feedback to enhance our digital services, aiming to provide secure online access to policies and investments. With offices in West Byfleet, we serve clients across the UK through face-to-face consultations and remote advisory services.
Services
Pension Planning
Life Assurance
Income Protection
Investment Advice
Mortgage Solutions
Business Protection
Estate Planning
Retirement Strategies
Highlights and features
- We are FCA-authorised financial advisers with 25+ years of industry experience
- Our team provides transparent explanations of financial product risks and benefits
- We offer access to leading investment platforms for portfolio monitoring
- Our services combine regulatory compliance with personalised financial strategies
- We maintain physical and digital channels for client consultations and support
Associations and certifications
- Financial Conduct Authority
Services
Pension Planning
We help clients create tailored pension strategies to ensure financial security in retirement. Our FCA-regulated advisers assess individual needs, considering current income, desired retirement age, and lifestyle requirements. We explain different pension types and investment options while maintaining compliance with evolving tax legislation.
Investment Advice
Our team provides guidance on building and managing investment portfolios aligned with risk tolerance and financial goals. We explain various investment vehicles including ISAs, unit trusts, and structured products while ensuring clients understand market risks and potential returns on their capital.
Mortgage Solutions
We offer independent mortgage advice covering residential and buy-to-let options. Our services include rate comparisons, loan structure analysis, and affordability assessments. Clients can choose between fee-based advice at 0.5% of the loan amount or commission-based arrangements with lenders.
Life Assurance
We help clients establish appropriate life insurance coverage to protect dependants against financial hardship. Our advisers review existing policies, recommend coverage levels based on family needs, and ensure clients understand policy terms and premium commitments.
Business Protection
Our business protection services help companies manage financial risks from unexpected events. We advise on key person insurance, partnership protection, and critical illness coverage to maintain business continuity while explaining policy limitations and claim conditions.
People
Franco Orlando
Director
Franco Orlando, a qualified financial director, leads our advisory team with over 20 years of experience in pension planning and investment strategies. He ensures regulatory compliance while maintaining client-focused service standards across all financial solutions.
Questions
What financial services do you offer?
We provide pension planning, investment advice, mortgage solutions, life assurance, business protection, and estate planning services tailored to individual and corporate client needs.
Are you regulated by the FCA?
Yes, Libra Financial Planning is authorised and regulated by the Financial Conduct Authority (registration number 452312) for financial advisory services.
How are mortgage advisers paid?
Clients can choose between paying a 0.5% advisory fee on mortgage loans or allowing us to receive commission directly from lenders, as required by FCA regulations.
Can I view my investments online?
Yes, we provide access to leading platforms like AJ Bell Youinvest and M&G Wealth for monitoring investments securely through our website interface.
Do you offer business protection advice?
We specialise in business protection strategies including key person insurance, partnership protection, and critical illness coverage to safeguard companies against financial risks.
