Business Details
39 Years
experience
Independent Financial Advisers in Shepperton
Established in 1987, we are independent financial advisers dedicated to delivering tailored financial solutions for individuals and businesses. Our approach begins with understanding your unique circumstances and long-term goals, enabling us to create personalized strategies that align with your aspirations. With over 30 years of experience, our principal adviser combines deep industry knowledge with a commitment to transparency, ensuring clients receive clear, jargon-free guidance. We specialize in pension planning, mortgage advice, investment management, and protection services, prioritizing client education to empower informed decision-making.Our fee structure is transparent, offering options for mortgage payment models while maintaining regulatory compliance through the Financial Conduct Authority. Client testimonials highlight our integrity, patience, and ability to navigate complex financial scenarios without pressure. Located in Shepperton, we serve local and national clients, combining local expertise with nationwide accessibility.
Services
Pension Planning
Mortgage Advice
Investment Management
Life Assurance
Income Protection
Equity Release
Corporate Financial Advice
Estate Planning
Details
- Year established: 1987
Highlights and features
- We have over 30 years of experience in financial advisory services
- Our principal adviser holds multiple industry-recognized qualifications
- We provide transparent fee structures and mortgage payment options
- Client testimonials highlight our integrity and unpressurised approach
- We offer personalized financial strategies tailored to individual needs
Associations and certifications
- Financial Conduct Authority
What people say
Honesty and integrity
Professional and unpressurised approach
Thorough understanding of complex matters
Helped achieve financial goals
Patient and informative
Services
Pension Planning
We help clients optimize their pension arrangements through comprehensive reviews and strategic recommendations. Our service includes assessing existing pension plans, identifying growth opportunities, and developing tailored strategies to maximize retirement income. With expertise in SIPP transfers and pension consolidation, we ensure clients make informed decisions aligned with their long-term financial objectives.
Mortgage Advice
Our mortgage advisory service helps clients secure optimal home financing solutions. We analyze current mortgage arrangements, assess affordability, and provide recommendations on remortgaging or property purchases. Clients can choose between fee-based advice (0.5% of loan amount) or commission-based options, with all recommendations compliant with Financial Conduct Authority regulations.
Investment Management
We assist clients in making informed investment decisions through personalized portfolio strategies. Our service covers regular savings plans, capital growth opportunities, and risk assessment tailored to individual financial goals. We provide ongoing portfolio monitoring and adjustments to ensure investments remain aligned with changing circumstances and market conditions.
Life Assurance
Our life assurance solutions help clients protect their families' financial security through tailored insurance products. We assess clients' specific needs to recommend appropriate coverage levels, considering factors like family circumstances, existing policies, and future obligations. Our advice includes regular policy reviews to ensure continued suitability.
Income Protection
We provide income protection solutions to safeguard clients against financial hardship from illness or disability. Our service includes assessing risk exposure, recommending appropriate coverage terms, and explaining policy features. We help clients understand different protection options to maintain financial stability during unexpected life events.
People
Christopher Lock
Director
With over 30 years' experience in financial services since 1986, Christopher provides independent financial advice specializing in pensions and investments. He holds multiple industry qualifications and prioritizes client education to ensure informed decision-making.
Anne Busby
Administrator
Anne has supported financial advisory operations since 2006, providing administrative assistance to advisers while ensuring smooth office management. Her role focuses on client support and operational efficiency within the practice.
Questions
What services do you offer as independent financial advisers?
We provide comprehensive financial advice including pensions, mortgages, investments, life assurance, income protection, equity release, corporate financial planning, and estate planning tailored to individual client needs.
How are your mortgage advisory fees structured?
Our mortgage advice can be paid through a fee of 0.5% of the loan amount or via commission from the lender, with full transparency about both options.
Are your financial services regulated?
Yes, we are authorized and regulated by the Financial Conduct Authority (FCA) under registration number 431577.
How do you approach pension planning for clients?
We conduct comprehensive pension reviews, assess growth potential, and develop tailored strategies to maximize retirement income while explaining all options clearly.
What makes your financial advice different from other providers?
Our approach combines over 30 years' experience, multiple industry qualifications, and client testimonials highlighting our integrity, patience, and unpressurised advisory style.
Can you help with existing financial arrangements?
Yes, we review existing policies including pensions, mortgages, and investments to ensure they remain suitable and optimized for your current circumstances.
