Business Details
29 Years
experience
Your Trusted Financial Advisers in Plymouth
Established in 1997, Tom French & Associates provides independent financial and mortgage advice across the South West of England. With offices in Plymouth and Truro, our client-centric approach ensures tailored, unbiased solutions. Our independence allows comparison of thousands of products unavailable directly through high street lenders. Our structured six-stage financial planning process begins with a complimentary introductory meeting to understand your unique needs. We offer three core services: Wealth Management for complex financial situations, Financial Planning for ongoing support, and Specific Advice for isolated needs.Our FCA-authorised advisers deliver holistic advice encompassing investments, pensions, estate planning, and protection. We maintain transparency through upfront fee disclosure and regular portfolio reviews. Our client portal enables secure document exchange and real-time financial tracking. Recognised with the Platinum Trusted Service Award from Feefo for three consecutive years, we combine local expertise with whole-of-market access to serve individuals, families, and businesses.
Services
Wealth Management
Mortgage Advice
Life Insurance
Income Protection
Critical Illness Insurance
Private Medical Insurance
Equity Release
Business Financial Advice
Pension Planning
Investment Advice
Details
- Year established: 1997
Highlights and features
- FCA-authorised independent financial advisers
- 25+ years of local financial advisory expertise
- Award-winning client service with 2,000+ five-star reviews
- Transparent fee structure with upfront cost disclosure
- Holistic wealth management covering all financial aspects
Associations and certifications
- FCA
What people say
Award-winning service
Expert advisers
Personalised support
Local expertise
Transparent advice
Services
Wealth Management
Our holistic wealth management service coordinates all aspects of your financial life. We develop bespoke strategies encompassing investments, pensions, estate planning, and protection. With regular portfolio reviews and risk assessments, we ensure your financial plan adapts to changing circumstances. Our FCA-authorised advisers provide comprehensive guidance to maintain and grow your wealth while aligning with your long-term objectives and risk tolerance.
Mortgage Advice
We offer independent mortgage advice covering first-time purchases, remortgaging, and buy-to-let properties. Our advisers access exclusive market products and provide tailored recommendations based on your financial situation. We explain complex mortgage terms clearly and handle applications from start to finish. Our service includes mortgage payment protection insurance advice to safeguard against unforeseen circumstances affecting your repayments.
Life Insurance
We provide comprehensive life insurance solutions to protect your family's financial future. Our independent advisers compare products from major providers like Legal & General and Aviva, as well as specialist friendly societies. We explain policy features clearly and help determine appropriate coverage levels. Our service includes critical illness and income protection insurance to create complete financial safety nets tailored to your specific circumstances.
Pension Planning
Our pension planning service helps navigate private pension options and retirement strategies. We assess your current provisions and develop tailored plans to achieve your retirement goals. We explain complex pension rules clearly and provide guidance on tax-efficient withdrawals. Regular reviews ensure your pension strategy remains aligned with changing regulations and personal circumstances as you approach retirement.
Equity Release
We offer specialist equity release advice for homeowners aged 55+. Our advisers explain different schemes clearly, including lifetime mortgages and home reversion plans. We assess suitability based on your financial situation and long-term plans. We provide impartial comparisons of market providers and explain associated risks. Our service ensures you understand how equity release affects inheritance and means-tested benefits.
Questions
What financial services do you offer?
We provide wealth management, mortgage advice, life insurance, income protection, critical illness cover, equity release, business financial planning, pension advice, and investment guidance.
Where are your offices located?
We have offices in Plymouth (Devon), Truro (Cornwall), and Chard (Somerset), with advisers serving across the South and South West of England.
Can I get face-to-face financial advice?
Yes, we offer in-person meetings at our Plymouth and Truro offices, home visits across Devon and Cornwall, and remote consultations via phone or video.
Are your advisers qualified and independent?
All our advisers are FCA-authorised Independent Financial Advisers (IFAs) with whole-of-market access, ensuring unbiased recommendations tailored to your specific needs.
How quickly will you respond to my enquiry?
We aim to respond to all enquiries within one working day, with urgent matters prioritised for immediate attention by our dedicated team.
What makes you different from other financial advisers?
We combine local expertise with national standards, offering award-winning service, transparent fee structures, and a client-centric approach with over 2,000 five-star reviews.
