Business Details
Your Trusted Financial Advisers in Hebden Bridge
Life Financial Planning was founded to provide clients with comprehensive financial solutions tailored to their unique life goals. With over two decades of industry experience, our team specialises in creating personalised financial strategies that prioritise long-term security and peace of mind. We combine technical expertise with a deep understanding of individual client needs, offering services spanning retirement planning, investment management, and estate structuring.Our approach focuses on building lasting relationships through transparency, ethical practices, and continuous support. Recognised for our client-centric philosophy, we maintain affiliations with leading professional bodies including the Personal Finance Society and STEP. Our commitment to excellence has earned us trusted relationships with clients across the UK, many of whom have worked with us for over a decade.
Services
Financial Planning
Retirement Planning
Tax Planning
Investment Management
Estate Planning
Highlights and features
- We offer over 20 years of financial planning expertise
- Our team holds prestigious industry qualifications including PFS and STEP membership
- We provide fully personalised financial strategies tailored to individual needs
- Our FCA-regulated services ensure the highest professional standards
- We maintain long-term client relationships with ongoing financial support
Associations and certifications
- Personal Finance Society (PFS)
- Society of Trust and Estate Practitioners (STEP)
What people say
Extremely easy to deal with
Careful and diligent
Trusted advisor
Effective and plain speaker
Patient and approachable
Services
Financial Planning
Our comprehensive financial planning service helps clients achieve long-term financial security through tailored strategies. We analyse your complete financial picture to create actionable plans that align with your life goals. This service provides ongoing guidance to help you make informed decisions about investments, retirement, and wealth preservation.
Retirement Planning
Specialised retirement planning ensures you can maintain your desired lifestyle after work. We assess your current assets and future needs to develop tax-efficient withdrawal strategies. Our service includes pension consolidation and income planning to maximise your retirement resources while minimising tax liabilities.
Investment Management
We create diversified investment portfolios aligned with your risk tolerance and financial objectives. Our approach combines strategic asset allocation with regular performance reviews. This service focuses on achieving optimal returns while maintaining appropriate risk levels through ongoing portfolio adjustments.
Tax Planning
Our tax planning service identifies legitimate opportunities to reduce tax liabilities across all financial aspects. We develop strategies for income tax, capital gains tax, and inheritance tax optimisation. This service ensures compliance while maximising after-tax returns through legal tax-efficient structures.
Estate Planning
Estate planning ensures your assets are distributed according to your wishes while minimising inheritance tax. We help structure wills, trusts, and gifting strategies to protect family wealth. This service provides peace of mind through comprehensive succession planning and legal documentation.
People
Ian Gourley
Independent Financial Adviser
With over 20 years' experience, Ian established Life Financial Planning to provide ethical, client-focused advice. A PFS Fellow and STEP member, he specialises in comprehensive financial planning for individuals and families across the UK.
Jennie Clark
Client Manager
Jennie brings financial industry expertise and client service experience to her role. As a qualified adviser, she ensures clients receive consistent support throughout their financial planning journey, particularly for first-time advice seekers.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering retirement strategies, investment management, tax efficiency, and estate planning tailored to individual client needs.
How does your financial planning process work?
Our process begins with understanding your goals, followed by analysing your financial situation, creating customised plans, implementing strategies, and regular reviews to ensure ongoing alignment with your objectives.
Are your financial advisers qualified?
Our advisers hold prestigious industry qualifications including PFS Fellowship and STEP membership, with over 20 years' combined experience in financial planning.
Do you work with clients outside the local area?
Yes, we work with clients across the UK through virtual consultations and maintain regular communication to support long-distance relationships.
How are your fees structured?
We offer transparent fee structures with options for fixed fees or ongoing advisory retainers, always providing clear cost breakdowns before starting any service.
What makes your retirement planning different?
Our retirement planning focuses on your desired lifestyle rather than just numbers, creating tax-efficient strategies that adapt to changing circumstances throughout your retirement years.
