Business Details
Trusted Financial Advisers in Padiham
Elmfield Financial Planning has established itself as a trusted independent financial advisory firm in the North West, serving families, individuals, SMEs, and professionals. With over 50 years of combined experience in financial services, we specialise in providing clear, jargon-free advice tailored to clients' unique needs. As an FCA-authorised firm, we prioritise client interests through holistic financial planning, covering protection, pensions, investments, and inheritance tax strategies. Our dedicated team, led by Managing Director Craig Dickinson, delivers tailored solutions grounded in technical expertise and long-term relationship-building.We maintain a client-centric approach, transforming complex financial matters into accessible solutions while upholding core values of integrity, simplicity, and excellence. Our reputation, built through decades of professional relationships across Lancashire, reflects our commitment to delivering value-driven financial advice that empowers clients to achieve their objectives.
Services
Families Financial Planning
Individual Retirement Advice
Business Owner Solutions
Professional Collaboration Services
Pension Auto Enrolment
Highlights and features
- We are FCA-authorised financial advisers with 50+ years' combined industry experience
- Our team provides tailored financial solutions for families, businesses, and professionals
- We offer free initial consultations with no obligation to discuss your financial needs
- Our client-centric approach prioritises long-term relationships and transparent communication
- We specialise in complex financial planning areas including inheritance tax and pension strategies
Associations and certifications
- Financial Conduct Authority
What people say
Professional and friendly approach
Extremely flexible service
Genuinely great people to do business with
Consistent good results year after year
Invaluable support and advice
Services
Families Financial Planning
We provide comprehensive financial planning for families, covering income protection, inheritance planning, and investment strategies. Our experienced advisers help families navigate complex financial decisions with clear, jargon-free guidance. With over 50 years' combined industry experience, we deliver tailored solutions that protect family assets and secure long-term financial goals.
Individual Retirement Advice
Our specialist retirement planning service helps individuals make informed decisions about pensions, investments, and tax-efficient savings. We offer personalised advice on critical illness cover and tax planning strategies. Using our expertise in financial services, we create bespoke retirement solutions that align with individual circumstances and future aspirations.
Business Owner Solutions
We support SMEs and self-employed professionals with tailored financial advice including pension planning, tax strategies, and keyman insurance. Our services help business owners protect their assets and implement effective financial structures. We work closely with directors to develop solutions that enhance business resilience and personal financial security.
Professional Collaboration Services
We collaborate with accountants and solicitors to provide specialist financial planning support for their clients. Our services enhance professional firms' offerings through expert advice on pension auto-enrolment and wealth management. We deliver technical expertise that complements professional services while maintaining client confidentiality and regulatory compliance.
Pension Auto Enrolment
Our pension auto-enrolment service helps businesses meet legal requirements while providing valuable employee benefits. We guide companies through implementation processes and offer ongoing pension management solutions. With specialist knowledge of workplace pension schemes, we ensure compliance while helping businesses select appropriate pension arrangements for their workforce.
People
Craig Dickinson
Managing Director
Managing Director with over 20 years' experience in financial services. Specialises in business/tax planning, pensions, and wealth management. Holds DipPFS qualification and provides holistic advice focused on long-term client relationships. Combines technical expertise with accessible communication to deliver tailored financial solutions.
Sue Barnes
IFA
Independent Financial Adviser with 12 years' sector experience. Specialises in pensions and investments, offering jargon-free advice tailored to individual needs. Focuses on building long-term client relationships through clear communication and comprehensive financial planning solutions that prioritise client objectives.
Questions
What financial services do you offer?
We provide tailored financial planning for families, individuals, SMEs, and professionals, covering pensions, investments, tax planning, and wealth management solutions.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (Reference No. 400536) as an independent financial advisory firm.
Do you offer free initial consultations?
Yes, we provide free, no-obligation initial meetings to discuss your financial needs and explore potential solutions tailored to your circumstances.
How do you tailor financial advice to clients?
We combine technical expertise with personal understanding to create bespoke solutions, focusing on long-term relationships and clear communication of complex financial matters.
What areas do you cover?
We primarily serve clients across Lancashire, including Blackburn, Burnley, and surrounding areas, with specialist financial planning services for local businesses and residents.
How do you support other professionals?
We collaborate with accountants and solicitors to provide specialist financial planning support, enhancing their service offerings through expert pension and wealth management advice.
