Business Details
11 Years
experience
Your Trusted Financial Advisers in Cheltenham
Established in 2015 by Ben Ellis, Cactus Financial Planning has grown rapidly through client referrals and professional partnerships. Our team of independent financial advisers operates from Cheltenham, serving clients across the South West. We specialise in retirement planning, investment advice for business owners, and long-term wealth management solutions. With over 109 million in funds under advice and 295 clients, our approach combines transparency, technological innovation, and personal service. We maintain IASME Gold Accreditation for cybersecurity standards and publish our fees openly, a rare practice in financial services.Our client relationships focus on understanding individual needs through detailed consultations and ongoing support. The firm's growth reflects our commitment to helping clients build and protect wealth in changing economic environments. Our team includes experienced professionals like Senior Financial Planner Simon and Operations Manager Kirstie, who ensure consistent service quality. We work with three primary client groups: pre-retirees, business owners, and professionals in their 40s planning for future financial security. Our five-stage process ensures clients receive tailored advice aligned with their life objectives.
Services
Retirement Planning
Investment Advice
Business Financial Planning
Wealth Management
Client Servicing
Details
- Year established: 2015
Highlights and features
- We publish our fees openly for complete transparency
- We hold IASME Gold Accreditation for cybersecurity standards
- Our five-stage process ensures tailored financial solutions
- We specialise in retirement planning for business owners
- We've managed 109 million in funds for 295 clients
Associations and certifications
- IASME Gold Accreditation
What people say
Professional service
Clear explanations
Easy to understand
Proactive approach
Good value
Services
Retirement Planning
We help clients create secure retirement strategies tailored to their lifestyle goals. Our approach considers current financial status, future aspirations, and market conditions. With expertise in pension schemes and tax-efficient investments, we ensure clients maintain their desired standard of living post-retirement.
Investment Advice
Our investment strategies focus on growing and protecting client assets through diversified portfolios. We assess risk tolerance and financial objectives to create bespoke investment plans. We help clients manage inheritances, business profits, and other capital for long-term growth and income generation.
Business Financial Planning
We provide business owners with comprehensive financial strategies balancing company needs with personal wealth management. Our services include succession planning, tax-efficient structures, and cashflow management. We help entrepreneurs protect business assets while planning for personal financial security.
Wealth Management
Our wealth management services focus on preserving and growing client assets through strategic planning. We combine investment management with risk assessment and tax planning. Our approach ensures clients' wealth survives market fluctuations and supports their long-term financial objectives.
Client Servicing
We provide continuous financial guidance through regular reviews and updates. Our team maintains transparent communication about investment performance and market changes. We adapt financial plans to reflect evolving personal circumstances and economic conditions, ensuring sustained client satisfaction.
People
Ben Ellis
Director and Financial Planner
Founder of Cactus Financial Planning with over 10 years' experience in independent financial advice. Specialises in retirement strategies and investment planning. Holds regular client workshops and contributes to financial education initiatives.
Questions
What areas do you cover?
We operate from Cheltenham and serve clients throughout the South West region.
How are your fees structured?
We publish our fees transparently online, with no hidden charges or unexpected costs.
What investment options do you offer?
We provide diversified investment portfolios tailored to individual risk profiles and financial goals.
How often do you review financial plans?
We conduct regular reviews and provide ongoing support to adapt plans as circumstances change.
What qualifications do your advisers hold?
Our team includes certified financial planners with industry-recognised qualifications and accreditations.
How do you ensure client security?
We maintain IASME Gold Accreditation for cybersecurity and follow strict data protection protocols.
