Business Details
32 Years
experience
Your Trusted Financial Partner in Hereford
Established in 1994, Kingfurness & Associates & Associates has built a reputation as a trusted provider of independent financial planning services. Our firm joined the Amber River group in 2023, enhancing our ability to deliver client-focused solutions while maintaining our commitment to ethical practices. With expertise in pensions, tax planning, and investment management, we serve individuals, families, and businesses across Herefordshire and beyond.Our team holds advanced qualifications in specialist areas such as trust management and retirement planning, ensuring tailored advice aligned with each client's unique circumstances. As an FCA-authorised firm, we prioritise transparency, regulatory compliance, and long-term client relationships, evidenced by our 30-year track record of positive client testimonials.
Services
Financial Planning
Pension Advice
Tax Planning
Investment Management
Retirement Options
Details
- Year established: 1994
Highlights and features
- We offer 30 years of experience in independent financial planning
- Our team holds advanced qualifications in specialist financial areas
- Tailored advice aligned with individual client circumstances
- Transparent fee structure with no hidden costs
- Proven track record evidenced by long-term client relationships
Associations and certifications
- Financial Conduct Authority
What people say
Ethical investment approach
Positive investment results
Regular updates
Prompt response
Expertise in retirement planning
Services
Financial Planning
Our financial planning service creates tailored strategies for individuals and businesses. We assess current financial positions, future goals, and risk profiles to develop comprehensive plans covering investments, pensions, and tax efficiency. With ongoing reviews, we ensure clients maintain financial stability through changing market conditions and life stages.
Pension Advice
Specialist pension guidance covers workplace, personal, and final salary schemes. We provide transfer evaluations, drawdown strategies, and state pension optimisation. Our advice helps clients navigate complex pension freedoms while ensuring compliance with regulatory requirements and tax-efficient outcomes.
Tax Planning
We identify legitimate opportunities to reduce tax liabilities through strategic use of allowances, reliefs, and investment vehicles. Our approach considers inheritance tax mitigation, income tax planning, and capital gains tax management while maintaining full compliance with HMRC regulations.
Investment Management
Customised investment portfolios align with clients' risk tolerance and financial objectives. We offer active management of equities, bonds, and funds while maintaining diversification. Regular performance reviews ensure investments remain aligned with market conditions and client goals.
Retirement Options
Comprehensive guidance on retirement transitions covers income strategies, healthcare provision, and estate planning. We help clients evaluate annuity options, flexible drawdown, and long-term care solutions to maintain lifestyle standards during retirement years.
People
Peter Clark
Financial Adviser
Experienced financial adviser specialising in retirement planning and investment management. Provides personalised guidance to help clients achieve long-term financial security through strategic pension and portfolio management.
Questions
What financial services do you specialise in?
We specialise in pensions, tax planning, investment management, retirement options, and financial planning for individuals and businesses.
How do you charge for your services?
Our fee structure is transparent and agreed upfront. Charges vary by service complexity, with no hidden costs or commissions.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA No: 232518).
Do you offer online account management?
We provide regular updates through secure communication channels and maintain digital records for client convenience.
What areas do you cover?
While based in Hereford, we serve clients nationwide with a particular focus on Herefordshire and surrounding counties.
