Business Details
Your Trusted Financial Advisers in Milnathort
Established by John and Jean Dawson, More Than Mortgages brings over 55 years of combined expertise in financial services to deliver tailored advice across protection, retirement planning, investments, savings, and mortgages. Our approach prioritises your needs, offering unbiased recommendations from a wide range of products without allegiance to any single provider. We focus on building long-term relationships, ensuring clients feel supported through comprehensive fact-finding and a commitment to transparency. Our teams dedication to continuous learning and client-centric ethos has earned us a reputation for reliability, reflected in numerous referrals and testimonials.As FCA-regulated advisers, we adhere to stringent standards, combining professionalism with a personal touch to help clients navigate complex financial decisions. Whether advising on equity release, critical illness cover, or pension freedoms, we aim to demystify finance, empowering clients to make informed choices. Our office in Milnathort provides a welcoming environment for consultations, with home visits available to accommodate individual needs. With a track record of adapting to evolving regulations and market conditions, we remain committed to delivering solutions that align with clients evolving goals.
Services
Financial Planning
Mortgage Advice
Investment Management
Pension Planning
Protection Insurance
Highlights and features
- We have over 55 years of combined experience in financial services.
- Our personal, caring approach ensures tailored financial solutions.
- We offer access to a wide range of products from leading providers.
- FCA regulated for your protection and peace of mind.
- Proven track record of client satisfaction and referrals.
Associations and certifications
- Financial Conduct Authority
What people say
Personalised service
Professional and thorough
Excellent communication
Trustworthy advice
Flexible approach
Services
Financial Planning
We offer comprehensive financial planning to align your investments, pensions, and savings with long-term goals. Our FCA-regulated advisers assess your risk tolerance and objectives to create tailored strategies. With decades of experience, we ensure clarity in complex financial decisions.
Mortgage Advice
Our mortgage advice covers residential, buy-to-let, and equity release options. We compare deals from leading providers to secure competitive rates. Clients benefit from our expertise in navigating repossessions and repayment challenges.
Investment Management
We manage investments including ISAs, unit trusts, and ethical portfolios. Our approach balances growth potential with risk management, ensuring alignment with your financial goals and regulatory compliance.
Pension Planning
Specialising in pensions, annuities, and drawdowns, we help maximise retirement income. Our advice considers legislative changes and individual needs, ensuring sustainable financial security post-retirement.
Protection Insurance
We provide life cover, critical illness, and income protection to safeguard against unforeseen events. Our focus is on policies that offer genuine value without unnecessary complexity.
People
John Dawson
Director
With over 25 years in financial services, John specialises in critical illness cover and mortgage solutions. His client-first ethos and regulatory expertise ensure tailored, compliant advice.
Jean Dawson
Director
Jean focuses on equity release and retirement planning, leveraging 30 years of experience. Her empathetic approach and market knowledge have earned consistent client praise.
Questions
What services does More Than Mortgages offer?
We provide independent advice on mortgages, investments, pensions, savings, and protection insurance, tailored to your financial goals.
How are your services different from other advisers?
We prioritise unbiased, client-centric advice with no ties to specific providers, ensuring the best market solutions for your needs.
Can you help with urgent mortgage issues?
Yes, we offer prompt support for time-sensitive mortgage challenges, including repossessions and refinancing.
Are investments guaranteed to grow?
No, investments carry risks, but we guide you on balancing growth potential with risk management strategies.
Do you offer home visits?
Yes, we provide home or workplace consultations to accommodate your schedule and preferences.
How do you stay updated on financial regulations?
We maintain FCA accreditation and continuous professional development to ensure compliance with evolving laws.
