Business Details
32 Years
experience
Trusted Financial Advisers in Edinburgh
Established in 1994, Mearns & Company & Company is a distinguished financial advisory firm headquartered in Edinburgh. Our team of chartered professionals specialises in financial planning and employee benefits consultancy, serving individuals and employers across the UK. With 360 years of combined industry experience and 194 years of collective tenure at our firm, we deliver tailored strategies grounded in rigorous analysis and deep market knowledge. Recognised as the fourth financial services company in the UK to achieve Investors in People Platinum accreditation, we maintain the Gold Standard for Independent Advice ten times over. Our client-centric approach combines technical expertise with clear communication, ensuring complex financial concepts are accessible to all.Through our partnership with Lightbox Reward, we offer innovative flexible benefits platforms that enhance workforce engagement. Our cashflow planning software provides visual clarity on financial futures, while our protection services safeguard against income disruption. Committed to ethical practices, we operate under the regulatory oversight of the Financial Conduct Authority (reference 465557). Our Net Promoter Score of +90 reflects our dedication to exceeding client expectations through transparent advice and measurable outcomes. As a team of multi-award-winning experts, we continually refine our methodologies to align with evolving financial landscapes and client needs.
Services
Financial Planning
Employee Benefits Consultancy
Tax Planning
Pension Advice
Cashflow Planning
Protection Services
Flexible Benefits Platforms
Workplace Pensions
Details
- Year established: 1994
Highlights and features
- We hold Investors in People Platinum accreditation for exceptional team development
- Our team maintains 171 Chartered Insurance Institute qualifications across 23 professionals
- We operate under FCA regulation for financial services compliance assurance
- Our +90 Net Promoter Score demonstrates exceptional client satisfaction levels
- We offer innovative Lightbox Reward flexible benefits platform integration
Associations and certifications
- Financial Conduct Authority
- Investors in People
- Chartered Insurance Institute
What people say
Expertise evident
Clear communication
Award-winning service
Innovative solutions
Exceptional NPS score
Services
Financial Planning
Our chartered financial planners create tailored strategies that align with your personal circumstances and long-term objectives. Using advanced cashflow software, we visualise your financial future through interactive graphical formats that track income, expenditure, and investment growth. With 360 years of combined experience, we help clients navigate pension freedoms, tax implications, and life event planning while maintaining compliance with FCA regulations.
Employee Benefits Consultancy
We design comprehensive employee benefit packages that enhance talent retention and workforce engagement. Our services include traditional insurance implementation, wellness programme development, and flexible benefits platforms through Lightbox Reward. With specialist consultants and 194 years of collective client experience, we help employers optimise benefits while achieving cost efficiencies that strengthen their competitive position in the market.
Tax Planning
Our experts integrate tax considerations into all financial strategies, addressing pension contributions, ISAs, and intergenerational wealth transfers. We ensure compliance with current regulations while identifying legitimate opportunities to enhance tax efficiency across investment portfolios and retirement planning. This service forms a core component of our holistic financial advisory approach for both individuals and businesses.
People
Catherine Bell
Managing Director
Leading the firm with 20+ years' experience, Catherine oversees strategic direction and client service excellence. She ensures our Edinburgh-based team maintains the highest professional standards through continuous development and innovation in financial solutions.
Graeme Brown
Client Services Director
With extensive industry knowledge, Graeme manages client relationships and service delivery. He focuses on maintaining our exceptional Net Promoter Score through consistent quality assurance and client communication protocols across all advisory services.
Malcolm Steel
Client Strategy Director
Malcolm develops strategic financial solutions for corporate clients, specialising in employee benefits optimisation. He leads major client projects and ensures our consultancy services align with evolving business needs and regulatory requirements.
Graeme McInally
Financial Planning Director
As a chartered financial planner, Graeme directs our investment advice services. He oversees portfolio management strategies and ensures technical excellence in pension freedoms and retirement planning solutions for individual clients.
Louise Brown
Head of Employee Benefits
Louise leads our employee benefits team, specialising in flexible benefits platforms and workplace pension schemes. She has implemented award-winning solutions for major clients across various sectors including energy and financial services.
Questions
What financial services do you offer for individuals?
We provide comprehensive financial planning including pensions, tax strategies, and retirement planning. Our services use advanced cashflow software to visualise your financial future while maintaining FCA-regulated compliance.
How do you help employers with employee benefits?
We design customised benefit packages including traditional insurance, wellness programmes, and flexible benefits platforms. Our consultants help employers enhance workforce engagement while achieving cost efficiencies.
What makes your team qualified to provide financial advice?
Our 23 professionals hold 171 Chartered Insurance Institute qualifications with 360 years combined experience. We maintain Investors in People Platinum accreditation and FCA authorisation for regulatory excellence.
How are your financial planning fees structured?
We provide transparent fee structures tailored to individual needs. Our fee schedule considers the complexity of required services and is discussed in detail during initial consultations at our Edinburgh office.
Do you offer digital tools for financial planning?
Yes, we use market-leading cashflow software that visually represents your financial position. This interactive tool helps track income, expenditure, and investment growth through easy-to-understand graphical formats.
