Business Details
Trusted Financial Advisers in Cardiff
Hayman Watkin Davies is a financial advisory firm based in Cardiff, South Wales, with over two decades of experience in providing tailored financial solutions. Our FCA-regulated advisers specialise in pensions, investments, mortgages, and protection products, serving individuals and businesses across the UK. We prioritise understanding clients' unique circumstances to deliver market-appropriate advice, combining technical expertise with a commitment to long-term client relationships.Our team holds full qualifications and maintains a client-centric approach, offering appointments in-office or at home. With a focus on transparency and ethical practice, we provide free initial consultations and ongoing portfolio reviews to ensure financial strategies evolve with clients' changing needs.
Services
Pensions
Investments
Mortgages
Business Protection
Personal Protection
Equity Release
Highlights and features
- We have over 20 years of experience in financial advisory services
- Our advisers are fully qualified and FCA-regulated
- We offer tailored financial solutions for individual circumstances
- Free initial consultation with no obligation to proceed
- We serve clients across Cardiff and throughout the UK
Associations and certifications
- Financial Conduct Authority
Services
Pensions
Our FCA-regulated advisers provide comprehensive pension reviews and planning services. We help clients optimise personal and workplace pension arrangements through tax-efficient strategies. With expertise in auto-enrolment and self-employed pension solutions, we ensure clients receive market-appropriate advice tailored to their retirement goals and financial circumstances.
Investments
We offer expert investment guidance across diverse financial instruments. Our advisers help clients navigate ISAs, investment bonds, and tax planning strategies. With 20+ years' experience, we create tailored portfolios aligned with risk profiles and monitor market changes to ensure ongoing suitability for long-term financial objectives.
Mortgages
Our independent mortgage advisory service covers first-time purchases, remortgaging, and buy-to-let investments. We access the whole market (excluding direct-only products) to find competitive rates. With specialist expertise in mortgage protection and market conditions, we provide tailored solutions for all property financing needs.
Business Protection
We provide comprehensive business protection strategies including key-person cover, share protection, and loan/mortgage protection. Our solutions help businesses maintain financial stability during unexpected events. We tailor insurance arrangements to protect business assets and ensure continuity for company directors and shareholders.
Equity Release
Our equity release advisory service helps homeowners aged 55+ access property wealth. We explain lifetime mortgages and home reversion plans with clear risk disclosures. We provide impartial advice on using equity release for retirement income, debt repayment, or family support while considering alternative financial options.
Questions
What financial services do you offer?
We provide pensions, investments, mortgages, business protection, personal protection, and equity release advice.
Are your advisers qualified?
Yes, all our advisers are fully qualified and FCA-regulated with over 20 years' experience.
Do you offer home visits?
Yes, we offer appointments at our Cardiff office or in clients' homes subject to location.
Is the initial consultation free?
Yes, we provide a free initial consultation with no obligation to proceed with our advice.
Do you serve clients outside Cardiff?
Yes, we work with clients throughout the UK, not just local to Cardiff.
How are your services regulated?
We are authorised and regulated by the Financial Conduct Authority (FCA No 836962).
