Business Details
21 Years
experience
Your Trusted Financial Planning Partner in Bristol
Consilium Asset Management was established in 2005 to provide tailored financial solutions for individuals and families. Our team of experienced advisors specialises in retirement planning, investment management, and estate planning, prioritising client needs through a personalised approach. With over 35 years of combined expertise, we deliver independent advice aligned with individual goals, using technology to streamline processes while maintaining a human-centric focus. Our commitment to ongoing reviews ensures strategies evolve with clients' changing circumstances, fostering long-term financial security. We serve clients primarily in the Bristol area, with particular expertise in supporting retirees, pre-retirees, and business owners.Our independence allows access to the entire market, ensuring optimal product selection for each client's unique requirements. Regular communication and transparent fee structures underpin our client relationships, with quarterly investment reports and annual reviews forming part of our service framework. We adhere to strict regulatory standards under the Financial Conduct Authority, maintaining professional qualifications and ethical practices. Our holistic planning process follows industry-endorsed methodologies, combining technical expertise with practical implementation. Client testimonials highlight successful pension planning outcomes and confidence in our strategic approach to wealth management.
Services
Retirement Planning
Investment Management
Estate Planning
Tax Planning
Cash Flow Analysis
Details
- Year established: 2005
Highlights and features
- 35+ years' combined experience in financial services
- Tailored solutions for retirees and business owners
- Independent status with full market access
- Technology-enhanced investment tracking capabilities
- Structured four-step planning process with annual reviews
Associations and certifications
- Financial Conduct Authority
What people say
Vital information
Excellent job
Great returns
Tax-efficient strategies
Personalised approach
Services
Retirement Planning
Our retirement planning service creates tailored strategies to maximise income while safeguarding lifestyle choices. We analyse existing pensions, assess risk tolerance, and develop sustainable withdrawal plans. With expertise in tax-efficient pension consolidation and income optimisation, we help clients achieve their retirement goals through regular reviews and market-adapted strategies.
Investment Management
Investment management focuses on growing wealth through diversified portfolios aligned with individual risk profiles. We employ strategic asset allocation, monitor market trends, and provide ongoing portfolio adjustments. Our approach balances growth potential with risk management, using technology for real-time tracking while maintaining personal advisory support for informed decision-making.
Estate Planning
Estate planning ensures wealth preservation and efficient asset transfer across generations. We implement tax mitigation strategies, establish trusts, and coordinate legal documentation to protect client legacies. Our service combines inheritance tax planning with practical solutions for asset distribution, ensuring client wishes are fulfilled while minimising tax liabilities.
Tax Planning
Tax planning optimises financial arrangements to reduce tax exposure within legal frameworks. We analyse income streams, investment structures, and pension withdrawals to maximise tax efficiency. Our strategies include capital gains tax mitigation, inheritance tax reduction, and income tax optimisation through strategic timing of financial decisions.
Cash Flow Analysis
Cash flow analysis provides visibility over future financial positions through comprehensive forecasting models. We evaluate income sources, expenditure patterns, and investment returns to create sustainable spending plans. This service helps clients understand financial trajectories, manage liquidity, and make informed decisions about major life events and retirement funding.
People
Graham Bond
Director and Financial Planner
With over 35 years' experience in financial services, Graham provides expert advice as business owner. Member of Chartered Insurance Institute, combining technical expertise with practical business experience to deliver tailored financial solutions for clients.
Karen Stallabrass
Company Secretary
As Company Secretary and former business development manager, Karen brings extensive financial services experience. Currently operating a successful local restaurant while supporting business operations and client service delivery through strategic oversight.
Jayne Rogers
Administrator and Paraplanner
Jayne provides administrative and paraplanning support with a career spanning financial services since starting at Sun Life in Bristol. Combines technical knowledge with client-focused administrative support to ensure smooth implementation of financial strategies.
Questions
Are you an independent financial adviser?
Yes, we are Independent Financial Advisors regulated by the Financial Conduct Authority since 2005, with full market access to find the best products for your needs.
What services do you offer?
We provide retirement planning, investment management, estate planning, tax planning, and cash flow analysis tailored to individual circumstances and financial goals.
How do you charge for services?
Our fees follow a transparent fixed-fee structure based on your specific requirements, discussed during our free initial consultation before any work commences.
What areas do you serve?
We primarily serve clients in and around Bristol, with particular expertise in supporting local retirees, business owners, and families with intergenerational wealth planning.
How often are financial plans reviewed?
We conduct annual reviews as standard, with quarterly investment reports and additional meetings available when significant life changes occur or client circumstances evolve.
What makes you different from other advisers?
Our combination of 35+ years' experience, technology-enhanced service delivery, and commitment to ongoing client relationships ensures truly personalised financial planning solutions.
