Business Details
21 Years
experience
Trusted Financial Advisers in Swadlincote
Established in 2005, Great British Finance is a locally owned financial advisory firm based in Swadlincote. Our approach prioritises understanding individual client needs through comprehensive consultation, delivering tailored advice on financial planning, investments, mortgages, and retirement solutions. We are committed to building long-term relationships grounded in expertise and transparency, regulated by the Financial Conduct Authority. Our team of certified advisers provides services across the Midlands, focusing on proactive strategies to navigate financial complexities. We combine local market knowledge with a dedication to client education, ensuring clarity in achieving personal financial goals.Our process includes discovery meetings, bespoke wealth management plans, and ongoing reviews to adapt to changing circumstances. With private meeting rooms in our Swadlincote office, we offer flexible appointments to suit client schedules. Our regulatory compliance and focus on ethical practices underscore our commitment to trustworthiness. By aligning our expertise with client aspirations, we aim to simplify financial decision-making and foster long-term financial security.
Services
Financial Planning
Mortgage Advice
Retirement Strategies
Wills & Estate Planning
Wealth Management
Protection Insurance
Equity Release
Investment Advice
Details
- Year established: 2005
Highlights and features
- We are FCA-authorised and regulated for professional financial advice.
- Our bespoke planning process adapts to individual client circumstances.
- Advisers hold advanced industry qualifications like Cert CII and Dip PFS.
- Local expertise serving Swadlincote and Midlands communities since 2005.
- Comprehensive reviews ensure strategies evolve with changing needs.
Associations and certifications
- Financial Conduct Authority
Services
Financial Planning
We create custom financial roadmaps aligned with personal goals, covering investments, retirement, and risk management. Our FCA-regulated advisers assess your current situation, identify gaps, and develop actionable strategies. Regular reviews ensure your plan adapts to life changes and market conditions.
Mortgage Advice
Expert guidance on residential and buy-to-let mortgages, including re-mortgaging and equity release. We compare options from major lenders to find competitive rates suited to your circumstances. Our advice covers affordability assessments and application processes.
Retirement Planning
Specialised strategies for retirement income, including flexi-drawdown and annuities. We optimise existing pension arrangements and recommend tax-efficient savings vehicles. Our cash flow forecasting helps visualise retirement outcomes before finalising plans.
Wills & Estate Planning
Comprehensive will drafting, trust creation, and lasting power of attorney arrangements. We ensure your assets are distributed according to wishes while minimising inheritance tax exposure. Updates to existing wills maintain relevance with changing personal circumstances.
Wealth Management
Tailored investment strategies using ISAs, unit trusts, and bonds to grow wealth. We assess risk tolerance and financial objectives to construct diversified portfolios. Ongoing monitoring ensures investments remain aligned with market opportunities and client goals.
People
Kevin P Smith
Director/Owner/Financial Adviser
Certified financial planner with advanced Dip PFS qualifications, overseeing strategic direction and client advisory services. Brings extensive industry experience to ensure high-quality financial solutions.
Shirley A Billings
Director of Business Services/Owner
Manages operational aspects of the business, ensuring efficient service delivery and compliance with regulatory standards. Contributes to strategic decision-making and client relationship management.
David O'Carroll
Independent Mortgage Adviser
Specialises in mortgage solutions, helping clients navigate home purchase and re-mortgage options. Provides impartial advice on competitive rates and suitable lending criteria.
Christian Moore
Financial Adviser
Offers expert guidance on financial products and retirement planning, holding Dip FA qualifications. Focuses on creating tailored strategies to meet individual client objectives.
David Taylor
Financial Adviser/Independent Mortgage Adviser
Dual-qualified professional providing integrated financial and mortgage planning. Combines Dip PFS and Cert CII credentials to deliver comprehensive wealth management solutions.
Questions
What financial services do you offer?
We provide financial planning, mortgages, retirement strategies, wills, estate planning, and investment advice tailored to individual client needs.
Are you regulated by the FCA?
Yes, Great British Finance is authorised and regulated by the Financial Conduct Authority under reference 431032.
How does your financial planning process work?
Our six-step process includes discovery meetings, goal setting, analysis, bespoke plan creation, implementation, and regular reviews to adapt to changing circumstances.
Do you offer local in-person appointments?
Yes, we have offices in Swadlincote with private meeting rooms and offer appointments at convenient times across the Midlands.
What areas do you cover?
Primarily serving Swadlincote and the wider Midlands region with flexible appointment options for clients.
How are your advisers qualified?
Our team holds advanced industry certifications including Cert CII, Dip PFS, and Dip FA, ensuring professional expertise in financial advisory services.
