Business Details
34 Years
experience
Independent Financial Advisers in Northampton
Allan Investment Management, established in 1992, is an Independent Financial Adviser (IFA) based in Northampton, serving clients across the UK. Our priority is to build relationships founded on confidence and respect, treating every client with the utmost importance through regular reviews and transparent communication. With over five decades of combined experience, our team delivers independent, impartial advice, sourcing the best products from across the market to meet individual client needs. We specialise in creating bespoke investment strategies aligned with clients' risk parameters and long-term financial goals, supported by quarterly asset allocation updates and advanced research tools. As a firm regulated by the Financial Conduct Authority (FCA), we adhere to strict compliance standards, ensuring ethical practices and client protection.Our growth through client recommendations reflects our commitment to delivering results with a first-class, personal service. We focus on simplifying complex financial decisions, offering expertise in pensions, tax planning, inheritance tax mitigation, and retirement income strategies. Our eight-step retirement planning process ensures clients are well-prepared for long-term financial security, with ongoing portfolio monitoring to adapt to changing circumstances. We prioritise client education, providing clear explanations of investment options and risk management to empower informed decision-making. Our fee structure is transparent, with initial consultations funded by our marketing budget to remove barriers to accessing professional advice.
Services
Investment Management
Financial Planning
Retirement Planning
Inheritance Tax Planning
Pension Options
Income Drawdown
Annuities
Enhanced Annuity
Financial Protection
Tax Planning
Details
- Year established: 1992
Highlights and features
- We have over five decades of combined experience in financial advisory services
- Our FCA regulation ensures compliance with the highest industry standards
- We offer fully bespoke investment strategies tailored to individual risk profiles
- Our eight-step retirement planning process provides comprehensive long-term security
- Initial consultations are provided free of charge with transparent fee structures
Associations and certifications
- Financial Conduct Authority
What people say
Professional and easy to understand advice
Helped with pensions and investments
Consistently looked after financial affairs
Trustworthy and prompt advice
Painless and easy to understand process
Services
Investment Management
We develop bespoke investment portfolios aligned with your risk tolerance and financial objectives. Our approach combines quarterly asset allocation updates with advanced research tools to optimise returns while minimising risk. Clients benefit from diversified investments across multiple asset classes and geographic regions, with regular reviews to ensure strategies remain aligned with changing circumstances.
Retirement Planning
Our eight-step process creates comprehensive retirement strategies covering income sources, tax implications, and healthcare considerations. We help clients transition from accumulation to income generation through annuities, income drawdown, and enhanced annuity options. Regular portfolio monitoring ensures sustainable withdrawal rates and long-term financial security.
Inheritance Tax Planning
We implement strategies to mitigate inheritance tax liabilities while preserving wealth for beneficiaries. Our approach considers lifetime gifting, trust structures, and insurance solutions to create tax-efficient estate plans that align with your wishes and family circumstances.
Financial Protection
We provide life assurance, critical illness cover, and income protection solutions to safeguard against unexpected events. Our independent advice ensures appropriate coverage levels at competitive premiums, protecting your financial plans from unforeseen disruptions.
Pension Options
We explain all available pension options including annuities, income drawdown, and enhanced annuity products. Our guidance helps clients make informed decisions about converting pension pots into secure income streams while considering tax efficiency and longevity risks.
People
Iain Allan
Director & Founder
With over 30 years in financial services, Iain established AIM in 1992. He specialises in creating investment strategies and has led the firm's growth through client recommendations and acquisitions.
Tony Dawson
Financial Adviser
Tony has advised clients for over 15 years, specialising in pensions and investments. He provides professional guidance that clients consistently describe as easy to understand and trustworthy.
Questions
What services does Allan Investment Management offer?
We provide investment management, retirement planning, financial protection, inheritance tax planning, and pension options tailored to individual needs.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under number 446801.
Do you offer free initial consultations?
Yes, we provide free initial consultations funded from our marketing budget with no obligation to proceed.
How do you create investment strategies?
We assess your risk tolerance and financial goals to create bespoke portfolios with regular performance reviews.
What areas do you cover?
While based in Northampton, we serve clients nationwide across the United Kingdom.
How are fees structured?
Fees are agreed upfront after initial consultation, with transparent pricing tailored to the complexity of services required.
