Business Details
Your Trusted Financial Advisers in Cardiff
At Morgan Peterson, we pride ourselves on delivering tailored financial planning solutions to individuals, families, sports professionals, and businesses across the UK. Our impartial advice spans mortgages, protection insurance, retirement planning, and investment strategies, supported by deep market knowledge and relationships with leading lenders. With expertise in complex cases, including adverse credit and buy-to-let portfolios, we focus on securing competitive deals aligned with client needs. Our commitment extends to demystifying pensions and retirement options, ensuring long-term financial security.Authorised and regulated by the Financial Conduct Authority, we operate under Lyncombe Consultants Limited, a trusted name in financial services since 2006. We prioritise transparency, client education, and bespoke solutions over generic products, ensuring every recommendation addresses specific circumstances. Our team combines technical proficiency with a personal approach, navigating clients through financial decisions with clarity and confidence.
Services
Mortgage Advice
Protection Insurance
Retirement Planning
Investments & Savings
Financial Planning
Highlights and features
- We provide impartial mortgage advice across the entire UK market
- Our team has established relationships with all leading UK mortgage lenders
- We specialise in complex cases including adverse credit and buy-to-let portfolios
- Our retirement planning focuses on making pensions and annuities easy to understand
- We are authorised and regulated by the Financial Conduct Authority
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
We provide impartial mortgage advice covering all UK lenders and product types. Our expertise includes first-time buyer schemes, remortgaging, buy-to-let portfolios, and complex cases with adverse credit histories. With access to the whole market, we secure competitive deals tailored to individual circumstances while explaining all associated risks and commitments.
Retirement Planning
Our retirement planning services help clients understand pension options, annuities, and drawdown strategies. We assess current savings, future goals, and risk tolerance to create sustainable income plans. We explain complex terminology in plain language while considering tax implications and regulatory changes affecting retirement benefits.
Protection Insurance
We help clients select appropriate protection products including life insurance, critical illness cover, and income protection. Our advice considers family needs, business requirements, and existing coverage to identify gaps. We prioritise comprehensive protection over cheapest options, ensuring policies cover specific risks while explaining exclusions and claim processes.
Investments & Savings
We offer investment strategies for medium to long-term goals, balancing risk and return based on client profiles. Services include ISA management, equity/bond portfolios, and diversified fund selection. We explain market volatility impacts while creating tailored solutions that align with financial objectives and regulatory requirements.
Financial Planning
Our holistic financial planning covers cashflow analysis, tax efficiency, estate planning, and intergenerational wealth transfer. We create comprehensive strategies addressing education funding, business succession, and lifestyle goals. Regular reviews ensure plans adapt to changing circumstances while maintaining compliance with FCA regulations.
Questions
What areas do Morgan Peterson cover?
We provide financial advice to clients across the United Kingdom, with particular expertise in Cardiff and surrounding regions.
Are Morgan Peterson regulated by the FCA?
Yes, we operate under Lyncombe Consultants Limited, which is authorised and regulated by the Financial Conduct Authority (reference 618025).
Can they help with complex mortgage cases?
Yes, we specialise in complex cases including adverse credit, self-employed applicants, and buy-to-let portfolios with multiple properties.
How are retirement plans structured?
We create tailored retirement plans considering current savings, desired lifestyle, and risk tolerance, explaining options like annuities and drawdown schemes.
What protection products do they offer?
We provide life insurance, critical illness cover, income protection, and business protection plans tailored to individual and corporate needs.
How are investment portfolios managed?
We create diversified portfolios based on risk profiles, offering regular reviews and adjustments to align with changing market conditions and personal goals.
