Business Details
23 Years
experience
Independent Financial Advisers in Blackpool
Established in 2003, we are a trusted firm of Independent Financial Advisers based in Blackpool, Lancashire. Our dedicated team specialises in providing fully independent financial advice tailored to individual and business needs. With expertise in wealth management, pensions, mortgages, and protection, we prioritise client requirements through a personalised approach. As FCA-authorised professionals, we offer access to a comprehensive range of market products without provider ties. Our client-focused ethos ensures transparent communication and long-term financial planning solutions. We serve clients across the North West of England and nationally, combining local knowledge with industry expertise.Our services include retirement planning, investment strategies, and inheritance tax considerations, all delivered with clarity and professionalism. With over two decades of collective experience, we maintain a commitment to regulatory compliance and continuous professional development. Our goal is to empower clients to achieve financial security through informed decision-making and strategic planning. We pride ourselves on building lasting relationships founded on trust, integrity, and demonstrable results.
Services
Wealth Management
Pensions
Mortgages
Financial Planning
Protection
Retirement Planning
Inheritance Tax Planning
Details
- Year established: 2003
Highlights and features
- We have over 20 years of experience in independent financial advisory services
- Our FCA-authorised team provides impartial advice with no provider ties
- We offer comprehensive solutions spanning wealth management and retirement planning
- Client-focused approach with transparent communication and tailored strategies
- Proven track record of delivering results through demonstrable expertise
Associations and certifications
- Financial Conduct Authority
- London Institute of Banking and Finance
What people say
Excellent service
Fantastic advice
Professional company
Sorted all my financial needs
Great advice
Services
Wealth Management
Our wealth management service helps clients preserve and grow assets through strategic risk aversion strategies. We focus on protecting against tax erosion, inflation, and investment risks while maintaining liquidity. Clients benefit from tailored approaches that balance security with growth potential, ensuring long-term financial stability aligned with their personal circumstances.
Pension Planning
We specialise in comprehensive pension planning, covering workplace schemes, private plans, and state pension optimisation. Our advice focuses on long-term growth strategies and tax-efficient withdrawals during retirement. Clients receive guidance on contribution strategies, fund selection, and retirement income planning to ensure financial security in later life.
Mortgage Advice
Our independent mortgage advice covers all aspects of property financing, from first-time purchases to complex remortgaging. We provide access to a wide range of lenders and products, focusing on finding the most suitable solutions for individual circumstances. Clients benefit from transparent fee structures and expert guidance throughout the mortgage process.
Financial Planning
Our financial planning service helps clients achieve short, medium, and long-term goals through structured strategies. We address key areas including budgeting, investment planning, and major life events. The service combines market expertise with personal circumstances to create actionable plans that adapt to changing needs over time.
Protection Insurance
We offer tailored protection solutions including life insurance, critical illness cover, and income protection. Our approach focuses on identifying appropriate coverage levels to safeguard against financial hardship from unexpected events. Clients receive clear explanations of policy terms and ongoing support to ensure their protection needs evolve with their circumstances.
People
Sam Lawton
Director
With over 15 years in financial services, Sam specialises in retirement planning and mortgage solutions. He focuses on delivering clear, jargon-free advice while maintaining strong client relationships. His approach combines technical expertise with practical solutions tailored to individual needs.
Steve Taylor
Director
Co-founder with extensive experience in wealth management and investment planning. Steve prioritises long-term client partnerships, offering strategic guidance on asset protection and growth. His expertise spans across various financial products and market conditions, ensuring comprehensive advice.
Questions
What financial services do you offer?
We provide wealth management, pension planning, mortgage advice, financial planning, and protection insurance services tailored to individual and business needs.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority under reference 231580.
How do you charge for your services?
Our fees vary by service: mortgage advice costs £495, equity release from £995, with transparent pricing discussed upfront for all other services.
Can you help with first-time mortgages?
Yes, we specialise in assisting first-time buyers with mortgage selection and application processes tailored to their specific circumstances.
Do you offer online consultations?
We provide flexible consultation options including face-to-face meetings, phone calls, and video conferences to accommodate client preferences.
What areas do you cover?
Based in Blackpool, we serve clients across Lancashire, the North West of England, and nationally through our remote consultation services.
