Business Details
22 Years
experience
Emergency
services
Trusted Financial Advisers in Castleford
Founded in 2004, West Riding Personal Financial Solutions is a family-owned independent financial advisory firm authorised and regulated by the Financial Conduct Authority. With over 90 million under management, we provide impartial advice on pensions, savings, investments, equity release, and protection for personal and corporate clients. Our mission centres on delivering honest advice in plain English, underpinned by transparency, client-centric service, and a commitment to industry-leading standards.We prioritise long-term relationships, offering ongoing support through our trademarked Clear and FAIR service framework. Our teams expertise spans complex financial planning, trust management, and claims handling, supported by a fee structure designed to eliminate hidden costs. Recognised for our ethical approach, we actively contribute to shaping the financial advisory profession while reinvesting in our local community.
Services
Investment Planning
Retirement Advice
Equity Release
Trustee Investments
Children's Savings
Claims Management
Pension Annuities
Asset Protection
Tax-Efficient Strategies
Financial Reviews
Details
- Year established: 2004
Highlights and features
- We are FCA-authorised independent advisers with 20 years of industry experience.
- Our Clear and FAIR service guarantees transparent fees and no hidden charges.
- Personalised investment strategies tailored to individual client needs and goals.
- 24/7 access to the business owner for emergency financial consultations.
- Proven expertise in resolving complex financial claims and trust management.
Associations and certifications
- Financial Conduct Authority
What people say
Transparent fee structure
Expertise in trust management
Personalised retirement plans
Ethical approach
Long-term support
Services
Investment Planning
We design tailored investment strategies to build long-term wealth, focusing on diversification and risk management. Our approach combines market expertise with client-specific goals, ensuring tax-efficient growth through ISAs, pensions, and discretionary fund management. Ongoing reviews maintain alignment with evolving financial objectives.
Retirement Advice
Comprehensive retirement planning services optimise pension pots and income streams. We specialise in SIPP management, annuity selection, and drawdown strategies, ensuring clients maximise post-retirement income while minimising tax liabilities through structured, FCA-compliant advice.
Equity Release
Tailored equity release solutions enable homeowners to access property wealth without relocation. We offer lifetime mortgages and home reversion plans with transparent terms, prioritising client understanding of inheritance impacts and tax implications through detailed, jargon-free consultations.
Trustee Investments
Specialist advisory services for trustees ensure compliance with the Trustee Act 2000. We provide diversified portfolio management, tax-efficient structuring, and annual suitability reviews, balancing beneficiary needs with fiduciary responsibilities through impartial fund selection and strategic asset allocation.
Children's Savings
Tax-advantaged savings solutions for minors, including Junior ISAs and stakeholder pensions. We eliminate initial charges for these accounts, focusing on long-term growth through diversified funds while educating families on inheritance tax planning and capital protection strategies.
People
Neil Liversidge
Owner & Lead Adviser
With over 20 years in financial services, Neil established West Riding to prioritise client interests through transparent advice. He pioneered the Clear and FAIR service framework and actively shapes industry standards while managing complex client portfolios.
Linda Liversidge
Company Secretary
Co-founding the business in 2004, Linda oversees operational governance and client relations. Her administrative expertise ensures seamless delivery of the firms client-first mission across all financial advisory services.
Questions
What financial services do you specialise in?
We specialise in investment planning, retirement advice, equity release, trust management, and children's savings solutions with transparent fee structures.
Are you regulated by the Financial Conduct Authority?
Yes, we are directly authorised by the FCA under firm number 402246, ensuring compliance with strict regulatory standards.
How do you charge for your advisory services?
Our FairFees Promise includes no initial charges for Junior ISAs and transparent ongoing fees, with all switching costs included in our annual management charge.
Can I access emergency financial advice?
Yes, clients have 24/7 access to the business owner for urgent financial consultations or crisis management.
Do you offer equity release options?
We provide lifetime mortgages and home reversion plans, explaining inheritance impacts and tax implications during detailed advisory sessions.
