Business Details
21 Years
experience
Independent Financial Advisers in Teesside
Joslin Rhodes has been providing expert financial advice in Teesside for over 20 years, specialising in pensions, retirement planning, and estate management. Our FCA-authorised team combines financial expertise with a unique PlanHappy Lifestyle Financial Planning Process, designed to align your financial strategy with your personal aspirations. We prioritise transparency, offering jargon-free guidance tailored to individual needs, whether you're consolidating pensions, planning retirement cash flow, or protecting assets through trusts.With 200m+ assets under administration and 1,100+ local clients, our proven methodology ensures comprehensive solutions backed by industry-leading compliance standards. Our commitment to client education is demonstrated through free workshops and tools like retirement readiness quizzes, while our independence from product providers guarantees unbiased recommendations. This combination of local insight, technical proficiency, and client-centric approach has established us as trusted advisors in the North East.
Services
Pension Advice
Retirement Planning
Estate Planning
Pension Consolidation
Investment Management
Details
- Year established: 2005
Highlights and features
- 20+ years of local financial advisory experience in Teesside
- FCA-authorised and regulated for compliance excellence
- Unique PlanHappy Lifestyle Financial Planning methodology
- Independent advice across 1000+ pension products
- Free educational workshops and planning tools
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Professional yet friendly
Pain free journey
Confidence in decisions
Trusted financial health
Services
Pension Advice
We provide comprehensive pension advice covering workplace schemes, private pensions, and final salary transfers. Our FCA-regulated advisers help clients understand contribution strategies, tax efficiency, and retirement income options. Services include pension consolidation, drawdown planning, and annuity assessments tailored to individual circumstances.
Retirement Planning
Our PlanHappy Lifestyle Financial Planning process creates custom retirement strategies using cash flow modelling. We assess clients' assets, desired lifestyle, and longevity to develop sustainable income plans. This includes tax-efficient withdrawals, investment management, and contingency planning for healthcare costs.
Estate Planning
We specialise in inheritance tax mitigation through will writing, trust creation, and lasting power of attorney arrangements. Our services protect assets from care fees while ensuring client wishes are fulfilled. We explain complex legal concepts in accessible terms and coordinate with solicitors when needed.
Pension Consolidation
We help clients combine multiple pensions into single manageable arrangements. This reduces administration fees while optimising investment strategies. Our advice considers transfer values, safeguarded benefits, and tax implications to maximise retirement outcomes.
Investment Management
We offer discretionary investment management aligned with clients' risk profiles and retirement timelines. Our strategies focus on diversification, cost efficiency, and tax-effective growth. Regular reviews ensure portfolios remain aligned with evolving personal circumstances and market conditions.
People
Neil Parker
CEO
Neil Parker leads Joslin Rhodes with 20+ years financial services experience. He developed the PlanHappy Lifestyle Financial Planning methodology combining technical expertise with personal aspirations. Under his leadership, the firm has grown to manage 200m+ assets while maintaining client-centric values.
Questions
What pension types do you advise on?
We provide guidance on workplace pensions, personal pensions, self-invested personal pensions (SIPPs), and final salary schemes. Our FCA-regulated advice covers all aspects from contributions to retirement income options.
How can I reduce inheritance tax?
We recommend strategies like trust creation, lifetime gifting, and charitable donations. Our estate planning specialists help structure your assets to minimise tax liabilities while ensuring your wishes are fulfilled.
What is Lifestyle Financial Planning?
Our PlanHappy approach combines financial analysis with personal goal setting. Using cash flow modelling, we create retirement strategies that align your resources with your desired lifestyle rather than focusing solely on investment returns.
Are your services FCA regulated?
Yes, Joslin Rhodes is authorised and regulated by the Financial Conduct Authority (FCA reference 484324). We clearly disclose which services fall under FCA regulation during initial consultations.
Do you offer free initial consultations?
We provide free initial meetings at our Stockton-on-Tees office to discuss retirement planning, pension consolidation, or estate management needs. This includes access to our planning tools and workshop invitations.
How do you charge for advice?
Our fee structure is transparently explained during initial consultations. Charges vary by service complexity but focus on delivering value through tailored solutions rather than product commissions.
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