Business Details
26 Years
experience
Your Trusted Financial Advisers in Kettering
Established in 2000, Aaron Tawny has built a reputation as a trusted provider of independent financial advice. Our team of six qualified advisors, supported by a dedicated administrative staff, brings over 70 years of combined experience in the financial services sector. We pride ourselves on delivering unbiased, jargon-free guidance tailored to individual client needs, with a focus on pensions, investments, mortgages, and inheritance tax planning. As a Chartered Insurance Institute-trained team, we adhere to the highest professional standards while maintaining a personal, client-centric approach. Our independence allows us to access the entire market, ensuring we find solutions that best suit our clients' circumstances.We operate under strict regulatory oversight from the Financial Conduct Authority, demonstrating our commitment to transparency and ethical practice. Our fee structure is transparent and agreed upfront, with initial consultations offered at no cost. With offices in Kettering and Higham Ferrers, we serve clients across the UK, combining local knowledge with national expertise. Our ongoing client relationships are built on principles of honesty, integrity, and reliability, ensuring long-term financial security for individuals and businesses alike. This commitment to excellence has earned us consistent positive feedback from clients who value our approachable yet professional manner.
Services
Unbiased Financial Planning
Pensions
Investments
Mortgages
Equity Release
Inheritance Tax Planning
Business Protection
Auto Enrolment
Life Assurance
Income Protection
Details
- Year established: 2000
Highlights and features
- We have over 70 years combined experience in financial services
- Our team holds Chartered Insurance Institute qualifications
- We offer transparent fee structures with no hidden costs
- We provide independent advice across the whole market
- Our FCA regulation ensures high professional standards
Associations and certifications
- Financial Conduct Authority
- Safe Home Income Plans (SHIP)
What people say
Clear concise manner
Always had our interests
Fantastic support
Excellent service
First-class ambassador
Services
Unbiased Financial Planning
Our financial planning service creates evolving action plans to meet your life goals through comprehensive analysis of your financial situation. We help structure investments, manage tax allowances, and ensure appropriate safety nets while adapting to life changes. Regular reviews maintain your progress towards financial objectives.
Pensions
We specialise in pension reviews, consolidation, and retirement planning including SIPP, stakeholder, and personal pensions. Our advice covers annuities, drawdown options, and enhanced retirement solutions tailored to your specific circumstances and future needs.
Mortgages
Our mortgage advisory service covers residential and commercial mortgages, remortgaging, buy-to-let, and first-time buyer solutions. We provide detailed comparisons of fixed, tracker, and variable rate options alongside offset mortgage strategies to optimise your property financing.
Equity Release
We offer regulated equity release solutions for homeowners aged 55+, including lifetime mortgages and home reversion schemes. Our SHIP-approved advisors ensure clear explanations of risks and benefits while maintaining FSA compliance and client protections.
Inheritance Tax Planning
Our IHT planning service maximises nil-rate bands and main residence allowances to reduce inheritance tax liabilities. We develop strategies to protect assets for beneficiaries while considering lifetime gifting and trust structures within current tax regulations.
People
Neil Etheridge
Managing Director
With over two decades leading Aaron Tawny, Neil Etheridge combines strategic leadership with hands-on financial advisory experience. His expertise in independent financial planning ensures clients receive expert guidance grounded in practical market knowledge.
Andy Beresford
Financial Adviser
Andy Beresford delivers clear, client-focused financial advice with particular expertise in mortgage solutions. His approachable manner and technical proficiency have earned consistent client praise for making complex financial matters accessible and understandable.
Brian Juffkins
Financial Adviser
Brian Juffkins provides comprehensive financial advisory services, specialising in retirement planning and pension consolidation. His ability to explain technical concepts in straightforward terms ensures clients make informed decisions about their financial futures.
Colin Hopewell
Financial Adviser
Colin Hopewell brings extensive experience in investment planning and tax-efficient savings strategies. His analytical approach helps clients navigate complex financial decisions while maintaining focus on long-term objectives.
Jo Singh
Financial Adviser
Jo Singh specialises in inheritance tax planning and business protection solutions. Her detailed knowledge of tax regulations and client-centred approach ensures tailored advice that addresses both personal and commercial financial needs.
Questions
What areas do you cover?
We operate throughout the UK from our Kettering base, providing financial advice to clients nationwide through face-to-face meetings, home visits, and remote consultations.
Are you regulated by the FCA?
Yes, Aaron Tawny Mortgages is authorised and regulated by the Financial Conduct Authority (FCA No. 301672), ensuring we meet strict professional standards in all our advisory services.
What financial planning process do you use?
Our process begins with a free initial consultation to understand your goals, followed by comprehensive analysis, tailored strategy development, and regular reviews to maintain progress towards your financial objectives.
How are your fees structured?
We offer transparent fee structures with no hidden costs. Initial consultations are free, with fixed fees agreed upfront for specific services. Ongoing advice fees are discussed and agreed during your initial consultation.
Can you help with mortgage reviews?
Yes, we specialise in mortgage reviews and remortgaging solutions, helping clients assess whether their current arrangements remain optimal or if better market options exist for their specific circumstances.
Do you offer pension consolidation services?
Yes, we provide comprehensive pension consolidation advice, helping clients combine multiple pension pots into more manageable structures while considering tax implications and investment strategies.
