Business Details
Your Trusted Financial Advisers in Taunton
Blackdown Financial traces its roots to a family-owned business established in the late 1970s in the Blackdown Hills. We pride ourselves on providing independent, whole-of-market financial and mortgage advice tailored to individual client needs. Our team of four advisers and support staff deliver personalized service, combining in-depth market knowledge with a commitment to impartiality. We focus on long-term client relationships, offering ongoing support through regular reviews and proactive advice.Our approach emphasizes transparency, with clear explanations of financial products and strategies. Clients benefit from our expertise in pensions, investments, and mortgage solutions, supported by advanced financial forecasting tools. We operate under the regulatory oversight of the Financial Conduct Authority, ensuring adherence to the highest professional standards.
Services
Financial Planning
Mortgage Advice
Investment Management
Pension Reviews
Insurance Advice
Highlights and features
- We offer independent, whole-of-market financial advice since the 1970s
- Our team includes Chartered Financial Planners with specialized expertise
- We provide personalized financial masterplans using advanced forecasting tools
- We conduct regular portfolio reviews to ensure ongoing suitability
- We explain complex financial concepts in clear, accessible language
Associations and certifications
- Financial Conduct Authority
What people say
Accurate, friendly advice
Stress-free mortgage process
Clear financial explanations
Excellent investment growth
Proactive client support
Services
Financial Planning
Our financial planning service helps clients achieve long-term financial security through personalized strategies. We analyze your current financial position, lifestyle goals, and risk tolerance to create comprehensive plans covering pensions, investments, and estate planning. Regular reviews ensure your plan adapts to changing circumstances and market conditions.
Mortgage Advice
We provide independent mortgage advice covering first-time purchases, remortgaging, and buy-to-let investments. Our whole-of-market approach identifies competitive rates while considering your long-term financial situation. We handle all administrative processes and provide protection advice to safeguard your investment.
Investment Management
Our investment management service creates diversified portfolios aligned with your risk profile and financial objectives. We combine growth and defensive assets using low-cost funds, with regular monitoring and rebalancing. The service includes existing portfolio reviews and tax-efficient investment strategies.
Pension Reviews
We assess existing pension arrangements to ensure they meet your retirement goals. Our reviews cover contribution levels, investment choices, and consolidation opportunities. We provide recommendations to optimize pension growth while considering tax implications and retirement income requirements.
Insurance Advice
Our insurance advice ensures adequate protection against unforeseen events. We assess life, critical illness, and income protection needs, recommending policies that balance coverage and affordability. We review existing policies to ensure they remain suitable as your circumstances change.
People
Simon Cutler
Independent Financial Adviser
Simon provides personalized financial advice, specializing in wealth creation and retirement planning. He simplifies complex financial concepts to help clients make informed decisions. With extensive industry experience, he focuses on building long-term client relationships.
Neil Rossiter
Chartered Financial Planner
Neil offers expert financial planning advice, specializing in retirement and investment strategies. He uses advanced forecasting tools to create tailored financial masterplans. His client-focused approach emphasizes transparency and ongoing support.
Emma Hamilton
Independent Mortgage Adviser
Emma specializes in mortgage solutions, helping first-time buyers and property investors. She provides clear guidance through the mortgage process, ensuring clients understand their options. Her expertise covers complex property transactions and remortgaging strategies.
David Blair
Mortgage Adviser
David supports clients with mortgage applications and property purchases. He offers expert advice on mortgage products and handles administrative processes. His focus is on reducing client stress through proactive communication and problem-solving.
Questions
What financial services do you offer?
We provide financial planning, mortgage advice, investment management, pension reviews, and insurance advice. Our services cover all aspects of personal finance to help clients achieve their financial goals.
Are you independent financial advisers?
Yes, we are fully independent and provide whole-of-market advice. This means we can recommend products from across the market to find the most suitable solutions for your needs.
How do you charge for your services?
Our fees are transparent and explained upfront. We use a combination of fixed fees and percentage-based charges depending on the service. Initial consultations are provided at no cost.
Do you offer ongoing financial support?
Yes, we provide regular portfolio reviews and ongoing financial planning support. Our clients receive annual reviews and have access to their adviser for any questions or changes in circumstances.
What areas do you cover?
Based in Taunton, we serve clients across Somerset and surrounding regions. We also work with clients remotely through virtual meetings and online financial planning tools.
How do you ensure financial product suitability?
We conduct thorough fact-finding sessions and risk assessments to understand your needs. All recommendations are documented in suitability letters explaining why products match your financial objectives.
