Business Details
9 Years
experience
Trusted Independent Financial Advice in Whaley Bridge
Kevin Benstead I F A provides independent financial advice tailored to individual client needs. Established in 2017, we specialise in retirement planning, investment management, pension consolidation, inheritance tax planning, and long-term care strategies. Our FCA-authorised team delivers impartial guidance from the whole market, ensuring clients receive bespoke solutions aligned with their financial goals.With offices in Whaley Bridge, we serve clients across Stockport, Bolton, and Oldham, offering free initial consultations and transparent fee structures. Our experienced team combines decades of industry expertise with a commitment to ongoing client education and regular financial reviews, ensuring clients maintain confidence in their financial decisions throughout their lives.
Services
Retirement Planning
Investment Management
Pension Consolidation
Inheritance Tax Planning
Long Term Care Advice
Details
- Year established: 2017
Highlights and features
- We are FCA-authorised and regulated for financial compliance
- Our team has decades of combined experience in financial services
- We offer free initial consultations with no obligation
- We provide transparent fee structures and clear documentation
- Our clients benefit from regular financial reviews and updates
Associations and certifications
- Financial Conduct Authority
What people say
Outstanding personal service
Knowledgeable professional
No pressure approach
Regular financial reviews
Excellent choice recommendation
Services
Investment Management
We help clients grow and protect their wealth through tailored investment strategies. Our FCA-regulated advisers assess risk tolerance and financial goals to create diversified portfolios. Regular reviews ensure investments remain aligned with changing circumstances and market conditions.
Pension Planning
Our specialists provide comprehensive pension solutions including scheme transfers, drawdown options, and annuity assessments. We simplify complex pension regulations to help clients make informed decisions about their retirement income and tax efficiency.
Inheritance Tax Planning
We develop tax-efficient strategies to preserve wealth for future generations. Our advice covers gifting strategies, trust structures, and life assurance solutions to minimise inheritance tax liabilities while maintaining financial security.
Life Assurance
We offer tailored life cover solutions to protect families and businesses. Our advisers assess individual needs to recommend appropriate coverage levels and policy structures that provide financial security during difficult times.
Long Term Care
Our specialists guide clients through funding options for residential or home care. We explain government benefits, financial assistance programs, and investment strategies to ensure dignified care solutions without compromising personal finances.
People
Kevin Benstead
Director & Financial Adviser
Qualified financial adviser with 16 years' experience since 2006. Holds FCA direct authorisation since 2017. Specialises in retirement planning and investment strategies. Economics graduate from Cardiff University with extensive banking sector experience.
Darren Cooper
Office Manager
Financial services professional with 13 years' experience since 2009. Manages client operations and coordinates advisory services. Previously worked with ethical investment firms in Manchester and Alderley Edge.
Christine Howard
Administration Assistant
Finance professional with 30+ years' experience in operational management and data systems. Provides administrative support to ensure efficient client service delivery while maintaining strict confidentiality standards.
Questions
What financial services do you specialise in?
We specialise in pensions, investments, inheritance tax planning, life assurance, and long-term care strategies. Our FCA-regulated advice covers all aspects of financial planning for individuals and families.
How does your financial advice process work?
We begin with a free initial consultation to understand your needs. After assessing your financial situation, we provide tailored recommendations and transparent fee options before any commitment.
Are your fees transparent and competitive?
Yes, we discuss all fees openly during initial meetings. Our charges reflect the work involved and are clearly documented with no hidden costs or surprises.
Do you serve clients outside Whaley Bridge?
While based in Whaley Bridge, we serve clients across Stockport, Bolton, and Oldham. We offer home visits and virtual consultations for clients throughout the UK.
How are you regulated and protected?
We're authorised and regulated by the Financial Conduct Authority (FCA) under reference 753701. Clients have access to the Financial Ombudsman Service for dispute resolution.
