Business Details
Trusted Chartered Financial Advisers in London
Richmond Wealth is a Chartered Financial Planning firm with a heritage of over four decades, operating from key locations including London, Belfast, and Holywood. Our team of expert financial advisers specialises in pensions, investments, and tax-efficient savings, offering tailored advice to individuals, trustees, and corporate clients. We prioritise client needs through a commitment to transparency, expertise, and long-term relationships, supported by our Chartered status and regulation by the Financial Conduct Authority. Our approach combines deep industry knowledge with a focus on evolving client goals, ensuring strategies remain adaptable to changing circumstances. With a track record of managing complex financial scenarios, we provide bespoke solutions for retirement planning, estate management, and investment portfolios, including ESG-focused options.Our direct investment platform offers clients flexibility and control, complemented by access to over 2,000 funds. Recognised for our problem-solving ethos and proactive advice, we aim to make financial planning accessible and effective for all stages of life. Our clients value our ability to simplify complex financial decisions while maintaining rigorous compliance with regulatory standards. Through regular reviews and ongoing support, we ensure financial plans remain aligned with client objectives. As a firm, we pride ourselves on combining technical excellence with a client-centric philosophy, delivering peace of mind through lifelong financial planning.
Services
Pensions
Investments
Financial Advice
Savings
Case Studies
SIPP
QROPS
ESG Investing
Retirement Planning
Trustee Services
Highlights and features
- We offer 40+ years of combined experience in financial planning
- Our team holds Chartered Financial Planner status
- We provide ESG-focused investment portfolio management
- 24/7 access to self-select investment platforms
- Tailored advice for complex pension transfers including QROPS
Associations and certifications
- Chartered Financial Planners
Services
Pensions
We specialise in comprehensive pension solutions including Self-Invested Personal Pensions (SIPPs) and Qualifying Recognised Overseas Pension Schemes (QROPS). Our expertise covers pension transfers, tax-efficient retirement strategies, and scheme design for corporate clients. With experience managing complex pension arrangements for individuals and trustees, we ensure compliance with regulatory requirements while optimising retirement outcomes through tailored investment strategies.
Investments
Our investment services encompass risk profiling, portfolio construction, and ongoing management of diversified assets. We offer access to over 2,000 funds with options for active or passive management, including ESG-focused portfolios. Through regular reviews and quarterly adjustments, we maintain strategic asset allocations aligned with client objectives while ensuring transparency about market risks and capital preservation.
Financial Advice
We provide holistic financial planning covering life assurance, estate planning, and tax-efficient savings strategies. Our Chartered advisers conduct detailed risk assessments and create bespoke plans for clients at all life stages. Services include school fee planning, income drawdown strategies, and corporate benefit scheme design, supported by comprehensive documentation and annual review processes.
SIPP
Our SIPP solutions offer clients full control over pension investments with access to diverse asset classes. We provide guidance on appropriate risk profiles, investment selection, and administration. The service includes online 24/7 access for active management or professional oversight options, ensuring compliance with HMRC regulations while maximising tax advantages through flexible income solutions.
Trustee Services
We advise trustees on pension scheme governance, investment strategies, and de-risking approaches for defined benefit arrangements. Our services include trust structure optimisation, intergenerational wealth transfer planning, and compliance with regulatory requirements. Through regular reviews and strategic adjustments, we help trustees meet their obligations while protecting beneficiaries' interests.
Questions
What qualifications do your financial advisers hold?
Our team holds Chartered Financial Planner status, representing the highest professional standard in the industry, and we are regulated by the Financial Conduct Authority.
Can you help with international pension transfers?
Yes, we specialise in QROPS transfers and have successfully managed complex cross-border pension arrangements, including the case study where we saved a client £330,000 in tax liabilities.
What investment options are available?
We offer access to over 2,000 funds covering all major asset classes, with options for active/passive management and ESG-focused portfolios, supported by quarterly performance reviews.
How do you approach risk management?
We conduct detailed risk profiling exercises to determine appropriate investment strategies, balancing clients' capacity for loss with their financial objectives through diversified portfolio construction.
What ongoing support do you provide?
We offer regular reviews of financial plans and investment portfolios, with flexible communication options including in-person meetings, online access, and telephone consultations.
Are there options for self-directed investing?
Yes, our Richmond Wealth Direct platform provides 24/7 access to investment accounts, ISAs, and SIPPs with support available for clients who prefer a self-select approach.
