Business Details
50+ Years
experience
Independent Wealth Management Services
Established in 1973, we are a second-generation family business specialising in discretionary investment management and financial planning. Our approach prioritises long-term client relationships, with a focus on preserving wealth and navigating complex financial landscapes. With over 50 years of experience, we serve private clients and their families across Wiltshire, Dorset, and Somerset, managing 110 million in assets. Our in-house investment committee, comprising professionals with backgrounds at institutions like Coutts and Merrill Lynch, constructs tailored portfolios ranging from 1,000 to 5 million.We maintain regulatory compliance through direct authorisation by the Financial Conduct Authority (FCA), ensuring transparency and client-centric service. Our commitment to intergenerational financial education is demonstrated through initiatives like our 'Fluent in Finance' programme for secondary school students.
Services
Wealth Management
Investment Management
Financial Planning
Portfolio Service
Inheritance Tax Planning
Discretionary Management
Financial Education
Estate Planning
Risk Assessment
Retirement Planning
Details
- Year established: 1973
Highlights and features
- 50 years of experience managing multi-generational client wealth
- Personalised service with no automated investment platforms
- FCA regulated with direct oversight and transparency
- In-house investment committee with institutional-grade expertise
- Intergenerational financial education initiatives for client families
Associations and certifications
- Financial Conduct Authority
What people say
Personalised approach
Expert financial guidance
Multi-generational understanding
Clear communication
Long-term relationships
Services
Bespoke Service
Comprehensive investment and financial planning service for high-net-worth clients. Portfolios from 500,000 to 5 million are managed by our in-house investment committee. Combines discretionary management with tailored financial planning for capital growth or income generation. Regular portfolio reviews ensure alignment with client risk profiles and market conditions.
Portfolio Service
Discretionary investment service with portfolios from 10,000 to 500,000. Three risk-based portfolios managed by experienced professionals. Regular committee reviews maintain strategic asset allocation. Financial advice available as optional add-on for clients seeking additional guidance.
Wealth Service
Non-advised digital investment platform launching in 2025. Ready-made portfolios from 1,000 for next-generation investors. Designed for career professionals and entrepreneurs seeking accessible wealth growth solutions. Combines modern technology with institutional investment expertise.
Inheritance Tax Planning
Specialised tax mitigation strategies for intergenerational wealth transfer. Comprehensive planning services address capital preservation and estate structuring. Focus on legal tax-efficient solutions to protect family assets across generations. Regular reviews adapt to changing legislation.
Financial Education
Intergenerational financial literacy programmes for client families. 'Fluent in Finance' initiative educates secondary students on wealth management fundamentals. Workshops cover investment principles, budgeting, and long-term financial planning concepts.
People
James Montgomery
Managing Director
Third-generation financial professional with extensive industry experience. Oversees company strategy and new business development. Member of the Investment Committee with over 25 years in wealth management.
Dominic Beddis
Head of Investments
Chartered Financial Planner leading investment strategy. Specialises in multi-asset portfolio construction and client financial planning. Oversees committee operations and market analysis for strategic decision-making.
Keith Montgomery
Director
Founder with 50 years of industry experience. Established the firm in 1973 during significant market volatility. Continues to contribute strategic insights as active Investment Committee member.
Peter Geikie-Cobb
Head of Research
Investment research specialist covering global asset classes. Responsible for portfolio construction and market analysis. Brings institutional research methodologies to client portfolio management strategies.
Seb Johnston-Brown
Wealth Manager
Associate wealth manager focusing on responsible investment strategies. Advises clients on ESG integration and next-generation investment services. Active in developing digital platform enhancements.
Questions
What investment services do you offer?
We provide three tiers: Bespoke Service (£500k+), Portfolio Service (£10k-£500k), and Montgomery Wealth (digital platform from £1k). All include discretionary management with varying advisory levels.
How are fees structured?
Charges are based on assets under management with transparent tiered pricing. Detailed fee structures provided during initial consultations, with no hidden costs or performance fees.
What areas do you serve?
Primarily Wiltshire, Dorset, and Somerset with offices in Chippenham and Shaftesbury. We serve clients nationwide through secure digital communication and periodic in-person meetings.
How do you handle risk management?
Risk profiling determines portfolio construction. Regular reviews ensure alignment with client objectives. Diversified global investments across asset classes mitigate market volatility exposure.
Can I access my investments online?
Current clients access reports via secure portals. Full digital platform launching in 2025 will offer enhanced online investment management capabilities for new clients.
What qualifications do your advisers hold?
Our team includes Chartered Financial Planners and CFA charterholders with backgrounds at major institutions. All advisers maintain ongoing professional development and FCA-approved qualifications.
