Business Details
43 Years
experience
Trusted Independent Financial Advisers in Bristol
Established in 1983, Glamis I F A has provided independent financial advice for over three decades, specialising in savings, investments, pensions, retirement planning, mortgages, and protection. As a trading name of Glamis I F A Ltd, we are authorised and regulated by the Financial Conduct Authority (FCA No. 125405), ensuring adherence to rigorous industry standards. Our approach prioritises client needs, combining extensive market knowledge with tailored strategies to address individual financial goals.We focus on clarity, transparency, and long-term relationships, guiding clients through complex financial decisions with expertise and integrity. Our team draws on decades of experience to demystify financial products, ensuring clients understand underlying investments and their alignment with personal objectives. With a commitment to continuous service evolution, we have maintained a reputation for excellence in financial planning and advisory services.
Services
Savings
Mortgages
Protection
Auto Enrolment
Pensions
Investments
Details
- Year established: 1983
Highlights and features
- We have over 30 years of experience in independent financial advice.
- Our team is authorised and regulated by the Financial Conduct Authority.
- We offer tailored financial solutions aligned with individual client needs.
- We prioritise transparency in fees and investment strategies.
- Our directors hold advanced qualifications in financial planning.
Associations and certifications
- Financial Conduct Authority
What people say
Sound advice
Impressed with portfolio management
Professional manner
Exceeded expectations
Trusted guidance
Services
Financial Planning
We provide comprehensive financial planning tailored to individual circumstances, covering savings, investments, pensions, and retirement strategies. Our approach ensures clients understand their options, risks, and tax implications. With over 30 years of experience, we help clients achieve long-term financial security through personalised advice and ongoing portfolio reviews.
Mortgage Advice
Our independent mortgage advice service offers access to the entire market, including exclusive products. We assess affordability, interest rates, and fees to recommend suitable mortgages. The 400 + VAT fee covers tailored advice and arrangement, ensuring a seamless process from application to completion while prioritising client needs.
Pension Reviews
We review existing pensions to identify shortfalls and optimise retirement income. Our advice includes consolidation options, tax-efficient withdrawals, and compliance with FCA regulations. By evaluating investment performance and risk profiles, we help clients maximise their pension benefits while aligning with long-term financial goals.
Auto Enrolment
We guide employers through auto enrolment compliance, from staging dates to provider selection. Our service ensures adherence to The Pensions Regulator requirements, including workforce assessments and communication strategies. We simplify complex obligations to maintain legal compliance and avoid penalties.
Investment Management
We offer tailored investment portfolios aligned with client risk profiles and objectives. Services include annual reviews, tax-efficient strategies, and transparent fee structures. Investments are held in client names via regulated platforms, ensuring clarity and accessibility while navigating market fluctuations with professional expertise.
People
Samir K Chami
Managing Director
With over 40 years in finance, Samir leads Glamis I F A' advisory services, specialising in pensions and investments. He holds DipPFS, IMC, and CeMAP qualifications, focusing on client-centric solutions.
Charles S Chami
Director
Charles oversees strategic operations at Glamis I F A, leveraging his BA (Hons) and DipPFS qualifications. He specialises in securities and financial planning, ensuring compliance with FCA regulations.
Questions
What services does Glamis IFA offer?
We provide independent financial advice on savings, mortgages, pensions, protection, and auto enrolment, tailored to individual and business needs.
Are you regulated by the FCA?
Yes, Glamis Ltd is authorised and regulated by the Financial Conduct Authority (FCA No. 125405).
How are your mortgage fees structured?
Our mortgage advice fee is £400 + VAT, covering tailored recommendations and arrangement services with full transparency.
Do you offer pension reviews?
Yes, we review pensions to identify shortfalls, optimise retirement income, and ensure tax-efficient withdrawals aligned with your goals.
What areas do you serve?
We primarily serve clients in Bristol, Bradley Stoke, and across England, with nationwide financial advisory services.
