Harbour Financial

Who We Are

Harbour Financial is a firm of independent financial advisors based in Essex, established in 2000. We are dedicated to providing tailored financial planning and investment solutions to individuals and businesses. Our team of experienced professionals has a proven track record of helping clients achieve their financial goals and mitigate financial risks.

Our Values

Our core values guide our interactions with clients and our approach to financial planning. They are:

• Client-centeredness: We prioritize understanding your unique needs, goals, and concerns.
• Integrity: We maintain the highest ethical standards and transparency in our dealings.
• Individuality: We tailor our advice to your specific circumstances and objectives.
• Sustainability: We advocate for long-term solutions that align with your values and aspirations.

Investing

• Tailored portfolio construction based on your goals and risk tolerance
• Comprehensive market analysis and research
• Regular portfolio reviews and performance tracking

Pensions

• Pension planning and consolidation
• Optimize contributions and take advantage of tax reliefs
• Guidance on the new pension freedoms
• Retirement planning and goal-setting

Estate Planning

• Creation of comprehensive estate plans including wills and power of attorney
• Inheritance tax planning and mitigation strategies
• Guidance on trusts and estate administration

Mortgage Planning

• Mortgage assessment and affordability analysis
• Assistance with securing the best mortgage deals
• Financial planning tailored to your mortgage goals

Insurance Solutions

• Personalized review of your insurance needs
• Recommendations for life, health, and income protection
• Assistance with claims and risk management strategies

Working with Harbour Financial

We believe in open communication, transparency, and building strong client relationships. We encourage regular contact and ongoing collaboration to ensure your financial plan remains relevant and effective over time. Our team of experts will work alongside you to understand your aspirations, assess your financial situation, and develop a customized plan that aligns with your individual needs.