Business Details
23 Years
experience
Independent Financial Advisers in Braintree | Oakfield Financial Services
Established in 2003, Oakfield Financial Services operates as an independent financial advisory firm dedicated to providing impartial, client-centric advice. Our team prioritises full independence, enabling us to access the entire market to tailor solutions aligned with individual client needs. We offer flexible support across financial planning, pensions, investments, and mortgage services, with no minimum investment thresholds. Our approach focuses on building lifelong relationships through annual reviews and proactive guidance. Recognising that circumstances evolve, we adapt strategies to ensure clients remain on track to achieve their financial goals. As a family-owned business, we combine personal service with professional expertise, charging a transparent mortgage advice fee of 750, often offset by lender contributions.Our advisors hold deep knowledge of tax-efficient strategies, retirement planning, and wealth management, ensuring clients receive informed recommendations. We are authorised and regulated by the Financial Conduct Authority, reinforcing our commitment to ethical standards. Client testimonials highlight our responsiveness, clarity, and ability to secure competitive mortgage deals even in complex scenarios. With offices in Braintree, we serve individuals seeking a fresh, reliable approach to financial advice.
Services
Financial Planning
Pensions Advice
Investment Strategies
Mortgage Services
Wealth Management
Details
- Year established: 2003
Highlights and features
- We are an FCA-authorised firm with 20 years of independent advisory experience.
- Our mortgage advice fee of 750 is often offset by lender contributions.
- We offer flexible, lifelong financial planning with annual review services.
- No minimum investment thresholds for accessible, client-focused solutions.
- Family-owned business combining personal service with market-leading expertise.
Associations and certifications
- Financial Conduct Authority
What people say
So helpful over the years
Absolutely brilliant
Simply the best
Supportive, patient, knowledgeable
Highly recommended
Services
Financial Planning
Our financial planning service aligns your personal goals with tailored strategies for retirement, tax efficiency, and wealth growth. Advisors assess your current situation to create actionable roadmaps for short- and long-term objectives. With no minimum investment requirements, we make comprehensive planning accessible to all clients.
Mortgage Services
We offer whole-of-market mortgage advice for first-time buyers, remortgagers, and property investors. Our team secures competitive rates across residential, buy-to-let, and commercial properties while providing protection planning. A 750 advice fee is often offset by lender contributions, reducing client costs.
Pensions Advice
Specialist pensions guidance covers workplace schemes, SIPPs, and defined benefit options. We help clients consolidate existing pensions or plan retirement income strategies. Advisors provide clear recommendations on accessing pension pots and tax-efficient withdrawals for pre- and post-retirement phases.
Investment Strategies
Our investment services cover ISAs, EISs, and trust funds tailored to capital growth or income needs. Advisors explain tax advantages and risks associated with different vehicles, including venture capital trusts and unit trusts. We focus on matching investment choices to individual risk profiles and financial goals.
Wealth Management
Integrated wealth management combines pensions, investments, and tax planning to preserve and transfer assets efficiently. We address inheritance tax mitigation, trust creation, and intergenerational wealth transfer strategies. This holistic approach ensures long-term financial security for clients and their beneficiaries.
Questions
What financial services do you specialise in?
We specialise in financial planning, pensions advice, investment strategies, mortgage services, and wealth management tailored to individual client needs.
Are you independent financial advisers?
Yes, we are fully independent and regulated by the Financial Conduct Authority, giving us access to the entire market without provider ties.
Do you charge for mortgage advice?
Our mortgage advice fee is £750, but we often offset this against lender contributions, meaning many clients pay nothing.
How do you support long-term financial goals?
We provide annual reviews to ensure your financial plan adapts to life changes, maintaining alignment with your evolving circumstances and objectives.
Can you help with complex mortgage cases?
Yes, we've successfully handled challenging mortgage scenarios including new builds, portfolio expansions, and difficult market conditions.
What areas do you cover?
Based in Braintree, we serve clients across Essex and surrounding regions with both local expertise and national market access.
