Experience Financial Clarity with Optimum: Your Partner for Life
At Optimum Independent Financial Advisers, we are a fully authorised and FCA regulated independently owned financial adviser firm, established in 1995. We are vehemently committed to our independent status to ensure we can advise our clients without bias, prejudice, influence or pressure. We are client-centric and committed to providing an unrivalled service, built on a foundation of integrity, honesty, and transparency.
Our Expertise
Our team of highly qualified advisers, including Chartered Financial Planners, specialise in all aspects of financial planning and investment management, providing bespoke advice to private clients, business owners, and professional connections. We offer a comprehensive range of services, including investment planning, pension planning and retirement options, life assurance and protection advice, personal and commercial mortgage advice, estate planning and specialist tax advice, and corporate financial planning.
Our Approach
We believe in building long-term client relationships, founded on trust, respect, and open communication. Our initial consultation is offered entirely at our expense and without obligation, allowing us to get to know you and understand your individual goals and objectives. Our advisers will work closely with you to identify your needs and develop a tailored financial plan, presented in a clear and transparent manner. We will provide ongoing reviews and services to ensure your financial arrangements remain appropriate and aligned with your evolving circumstances.
Our Values
At Optimum, we are guided by a strong set of core values, including integrity, honesty, and transparency. We believe in treating customers fairly and building long-term relationships, rather than focusing on short-term gains. Our business ethic is founded on treating clients in an open and fair manner, as we would expect to be treated ourselves. We are committed to providing an unrivalled service, continually striving to improve and enhance our services to meet the evolving needs of our clients.
Our Office
Based in modern offices in St Peters Court, Colchester, we offer a comfortable and private setting for our clients. We provide free client parking directly outside our office, ensuring a convenient and hassle-free experience. Our offices are equipped with state-of-the-art industry technology, allowing us to efficiently manage our clients' affairs and stay at the forefront of industry developments.
Overall Experience
The reviews highlight the exceptional service and expertise provided by the company, particularly in terms of mortgage negotiations and debt consolidation.
Staff and Service
The staff are described as "kind" and "caring", with a particular mention of Mark, who negotiated an impressive remortgage deal. The office staff are also commended for their guidance and reassurance throughout the process. The service is described as "above and beyond all expectations".
Expertise and Advice
The company's expertise in mortgage negotiations and debt consolidation is praised, with Mark's ability to consolidate additional debts with the new loan being particularly noteworthy. The advice provided is described as "honest" and the charges and process are explained clearly.
