Business Details
30 Years
experience
Trusted Financial Advisers in Cardiff
Mulberry Wealth Management has been providing independent financial advice since 1996, specialising in pensions, investments, protection, and mortgages. Our team of experienced advisers in Cardiff prioritises client needs through transparent fee structures and tailored financial planning. We combine technical expertise with a client-centric approach, offering impartial advice to help individuals and businesses achieve their financial goals.With FCA authorisation and decades of local market knowledge, we deliver solutions that adapt to changing financial climates while maintaining ethical standards. Our process focuses on understanding clients' aspirations, risk profiles, and life stages to create sustainable wealth management strategies.
Services
Pensions
Equity Release
Investments
Protection
Mortgages
Details
- Year established: 1996
Highlights and features
- We have over 25 years of experience in independent financial advice
- Our team provides transparent fee structures with no hidden costs
- FCA-authorised experts delivering tailored financial planning solutions
- Client-centric approach prioritising long-term financial security
- Specialised knowledge in pension freedoms and wealth protection strategies
Associations and certifications
- Financial Conduct Authority
Services
Pensions Advice
Our pensions specialists help clients navigate changing legislation and pension freedoms. We assess individual risk profiles and retirement goals to create tailored strategies that maximise income potential while considering market fluctuations. With expertise in both individual and group pension schemes, we provide comprehensive guidance on consolidating existing pensions and optimising contributions for long-term security.
Equity Release
We offer expert guidance on equity release solutions for clients seeking to access property wealth without relocating. Our advisers explain lifetime mortgage options and their implications, helping clients understand tax considerations and inheritance impacts. We ensure clients make informed decisions about using property equity to address pension shortfalls or fund lifestyle requirements in retirement.
Investment Planning
Our investment specialists create diversified portfolios aligned with clients' financial objectives and risk tolerance. We help clients build capital for retirement, property purchases, or education funding while mitigating risks from market volatility and inflation. Regular reviews ensure investment strategies adapt to changing personal circumstances and market conditions to maintain growth potential.
Financial Protection
We provide comprehensive protection strategies to secure clients' assets and future generations' inheritance. Our specialists advise on wills, trusts, and insurance solutions that protect against life's uncertainties while optimising tax efficiency. We help clients implement plans that provide financial security for dependants and preserve wealth through various life stages.
Mortgage Advice
Our mortgage specialists help clients navigate the entire market to find suitable property financing solutions. We provide guidance on first-time purchases, remortgaging, and buy-to-let investments, considering changing financial commitments and market conditions. With access to the whole mortgage market, we help clients secure competitive deals that align with their long-term financial plans.
People
Abbie Watts
Experienced financial adviser specialising in retirement planning and pension consolidation strategies.
Ashley Crimmins
Mortgage specialist with expertise in first-time buyer schemes and property investment financing.
Gillian Leonard
Investment adviser focusing on portfolio diversification and long-term wealth accumulation strategies.
Ian Walsh
Protection specialist advising on wills, trusts, and inheritance tax planning solutions.
Jackie Foster
Equity release expert helping clients access property wealth while considering inheritance implications.
Questions
What financial services do you specialise in?
We specialise in pensions, investments, protection, mortgages, and equity release solutions tailored to individual client needs.
Are you regulated by any financial authority?
Yes, we are directly authorised by the Financial Conduct Authority (FCA) under registration number 499351.
How do you charge for your financial advice?
We operate transparent fee structures with no hidden costs, providing clear pricing information before starting any work.
Do you offer initial consultations?
Yes, we provide initial consultations to understand your requirements and explain our advisory process.
What areas do you cover?
While based in Cardiff, we provide financial advice to clients throughout the UK through face-to-face and remote consultations.
