Business Details
Your Trusted Partner for Financial Planning Solutions
Established as a pioneering force in financial planning, rock wealth combines evidence-based investing with transparent fixed fees to deliver tailored solutions for clients across the UK. Our team of independent financial planners prioritises long-term relationships, placing client needs at the forefront through a fiduciary standard of care. With 14+ offices nationwide and a commitment to Chartered Financial Planner standards, we specialise in retirement planning, sustainable investing, and inheritance tax strategies.Our approach integrates academic research and technology to optimise investment outcomes, while our fee-only model ensures impartial advice. Recognised for innovation and client-centric service, we serve high-net-worth individuals, charities, and pension funds, supported by a culture of continuous learning and ethical transparency.
Services
Financial Planning
Retirement Planning
Sustainable Investing
Inheritance Tax Planning
Pension Advice
Charity Consulting
Corporate Planning
Online Financial Advice
Investment Management
Estate Planning
Highlights and features
- Award-winning firm with 14+ UK offices and Chartered status
- Transparent fixed fees with no hidden commissions
- Evidence-based investment strategies backed by academic research
- Fiduciary duty prioritising client interests above all
- Personalised financial masterplans for long-term security
Associations and certifications
- Chartered Financial Planner (CII)
- Financial Conduct Authority (FCA)
What people say
Highly professional
Proactive and thoughtful
Simplify complex topics
Secure financial future
Excellent long-term relationship
Services
Financial Planning
Our comprehensive financial planning service creates tailored strategies to achieve life goals through detailed analysis of assets, liabilities, and risk profiles. We develop dynamic financial masterplans that adapt to changing circumstances, focusing on tax efficiency and long-term wealth preservation. Clients receive ongoing support through annual reviews and unlimited advisory access.
Evidence-Based Investing
We implement investment strategies grounded in academic research, using low-cost index funds and systematic rebalancing to maximise returns. This approach eliminates speculative stock picking, focusing on proven market principles to deliver consistent, cost-effective growth for client portfolios.
Retirement Planning
Specialised retirement planning services optimise pension arrangements and income strategies for post-work life. We analyse current savings, project future needs, and implement tax-efficient withdrawal strategies to ensure financial security throughout retirement years.
Inheritance Tax Planning
Tailored solutions to minimise inheritance tax liabilities while aligning with clients' wealth distribution goals. Our strategies incorporate trust structures, gifting strategies, and charitable giving options to preserve family wealth across generations.
Sustainable Investing
Environmentally and socially responsible investment options that align financial objectives with personal values. We construct diversified portfolios meeting strict ESG criteria while maintaining competitive returns through rigorous impact assessment frameworks.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering retirement strategies, tax-efficient investing, pension advice, and inheritance tax planning tailored to individual circumstances.
How are your fees structured?
We use transparent fixed fees for financial planning services starting from £2,000, with ongoing annual charges between £1,850–£7,500 based on complexity.
Do you offer online financial advice?
Yes, our rock wealth Online service provides the same high-quality advice through virtual meetings, accessible from anywhere in the UK.
What makes your investment approach different?
We use evidence-based investing grounded in academic research, focusing on low-cost index funds and systematic rebalancing rather than speculative stock picking.
Are you regulated by financial authorities?
Yes, we are Authorised and Regulated by the Financial Conduct Authority under reference 610181 and hold Chartered Financial Planner status.
Can you help with pension transfers?
Yes, we specialise in pension consolidation and transfer advice, evaluating complex arrangements to optimise retirement outcomes.
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