Business Details
17 Years
experience
Your Trusted Financial Partner in Chichester
Established in 2009, Marchwood IFA provides independent financial advice tailored to individual client needs. Our team specialises in mortgages, investment planning, pensions, and equity release, offering bespoke solutions across Chichester and West Sussex. With a focus on transparency, we navigate the entire mortgage market to secure competitive rates without charging client fees in most cases. Our FCA-authorised advisors prioritise long-term financial security, combining market expertise with personalised service. We maintain a structured review process to adapt plans to life changes, ensuring clients retain control over their financial futures.Over 300 annual hours of community sports coaching reflect our commitment to local engagement. Client testimonials consistently highlight our responsiveness, expertise, and the value of our no-obligation initial consultations. Our fee structure remains clear and agreed upfront, with commission details disclosed in all illustrations. This approach has earned us 27 Google reviews averaging 5 stars, recognising our role in simplifying complex financial decisions.
Services
Mortgages
Investments
Pensions
Equity Release
Financial Planning
Details
- Year established: 2009
Highlights and features
- We provide independent financial advice since 2009 with FCA authorisation
- No client fees apply in most mortgage cases through our commission model
- Structured review process adapts financial plans to life changes automatically
- 27 Google reviews averaging 5 stars validate our service quality
- 300+ annual hours dedicated to local sports coaching demonstrates community commitment
Associations and certifications
- Financial Conduct Authority
What people say
Outstanding service
Very professional
Highly recommend
Quick and efficient
Supportive and helpful
Services
Mortgages
We offer independent mortgage advice covering first-time buyer, buy-to-let, and remortgage solutions. Our FCA-authorised advisors access the whole market to secure competitive rates, typically funded by lender commissions rather than client fees. With no tied lender relationships, we prioritise client needs through comprehensive affordability assessments and tailored product recommendations.
Investments
Our investment services cover ISAs, bonds, and tax-efficient portfolios aligned with risk profiles. Advisors conduct detailed financial goal analyses and implement structured review processes to adapt strategies to market changes. We focus on long-term growth while maintaining accessibility for unexpected cash requirements through flexible investment vehicles.
Equity Release
Specialist equity release advice enables homeowners aged 55+ to unlock property wealth. We provide free initial consultations explaining lifetime mortgage options, inheritance implications, and alternative solutions. A fixed 495 fee applies upon completion, with transparent illustrations detailing all financial commitments and potential repossession risks.
Pensions
Comprehensive pension advice covers scheme selection, drawdown strategies, and retirement income optimisation. Our process includes risk profiling, cash flow analysis, and automatic plan adjustments for life events. We explain complex legislation in plain English, ensuring clients understand their options for secure later-life financial management.
Financial Planning
Holistic financial planning integrates mortgages, investments, and pensions into cohesive strategies. We assess complete financial situations including existing arrangements and future goals. Regular reviews ensure plans remain aligned with changing personal circumstances and market conditions, with transparent fee structures agreed before any chargeable work commences.
Questions
Are your financial advisory services free?
Most mortgage advice incurs no client fees as we receive lender commissions. Investment and pension advice fees are agreed upfront, with options for invoice or monthly payments.
How do you differ from bank-employed advisors?
As independent advisors not tied to specific lenders, we access the whole market to find products matching your circumstances rather than promoting in-house solutions with limited options.
What areas do you cover?
We primarily serve Chichester and West Sussex, with clients across Portsmouth, Petersfield, and Bognor Regis. Remote consultations via phone/email accommodate clients outside these areas.
Can you help with complex mortgage cases?
Yes, our 15 years' experience includes self-employed applicants, buy-to-let portfolios, and adverse credit histories. Recent success cases involved securing mortgages for clients with single-year trading records.
How are investment risks managed?
We conduct detailed risk profiling to match investments with your tolerance levels. Regular portfolio reviews and diversified asset allocation help mitigate market volatility while maintaining growth potential.
What happens if I need to change my pension plan?
We automatically update plans for major life events like marriage, childbirth, or retirement. Our structured review process ensures your pension strategy remains aligned with evolving personal circumstances.
