Business Details
40 Years
experience
Independent Financial Advisers in Poole | Baggette + Co. Wealth Management + Co. Wealth Management
Established in 1986, Baggette + Co. Wealth Management + Co. Wealth Management has been delivering tailored financial advice to UK clients from our Poole, Dorset headquarters. Our team of Chartered Financial Planners brings decades of combined expertise in crafting bespoke financial strategies that adapt to clients' evolving life circumstances. We specialise in comprehensive financial planning, sustainable investment solutions, and mortgage advisory services, serving over 1,000 clients with 275m in managed assets.Our independent status enables unbiased recommendations, while our Chartered Insurance Institute accreditation demonstrates our commitment to professional excellence. We maintain transparent fee structures and prioritise long-term client relationships through regular portfolio reviews and proactive communication. Our holistic approach considers all aspects of clients' financial situations, ensuring solutions align with their unique goals and risk profiles.
Services
Financial Planning
Sustainable Investments
Mortgages
Retirement Planning
Estate Planning
Details
- Year established: 1986
Highlights and features
- Chartered Financial Planners with 35+ years' industry experience
- Independent advice unaffiliated with any financial institutions
- Tailored solutions for clients at all life stages
- Transparent fee structures with no hidden charges
- Regular portfolio reviews and proactive client communication
Associations and certifications
- Chartered Insurance Institute (CII)
Services
Financial Planning
Our structured financial planning process guides clients through four life stages. Starting with discovery meetings to understand your objectives, we create tailored strategies that evolve with your changing circumstances. Regular reviews ensure your plan remains aligned with your goals while adapting to market conditions and personal life changes.
Sustainable Investments
We help clients build ESG-compliant portfolios that reflect their values without compromising returns. Our approach combines positive screening for ethical companies with exclusionary practices for harmful industries, supported by ongoing portfolio monitoring and impact reporting.
Retirement Planning
Specialised services for pre-retirement and retired clients focus on income optimisation and longevity planning. We help structure sustainable withdrawal strategies while considering tax efficiency, healthcare costs, and legacy planning requirements through regular portfolio reviews and cashflow modelling.
Mortgage Advice
Our mortgage advisory service provides tailored solutions for property purchases and remortgaging. We assess your financial situation to recommend appropriate borrowing structures while considering how mortgage commitments integrate with your overall financial plan.
Estate Planning
We help clients structure their financial affairs to efficiently transfer wealth while minimising inheritance tax exposure. Our services include will writing guidance, trust establishment, and legacy planning strategies that align with your family's long-term objectives.
People
Oscar Hjlms
CEO
Oscar leads our strategic direction with over 25 years' experience in financial services. He oversees our commitment to delivering independent advice while maintaining our Chartered status and professional standards.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning across four stages: Evolve (early-stage), Advance (pre-retirement), Maximise (retirement) and Premier (complex portfolios). Our services include investment management, mortgage advice, retirement planning, and estate planning.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference number 522193. Our Chartered status with the Chartered Insurance Institute confirms our professional excellence.
How do you charge for your services?
We maintain transparent fee structures with no hidden charges. Fees vary by service level (Evolve, Advance, Maximise) and are determined by the complexity of your financial situation and required service frequency.
Can you help with sustainable investments?
Yes, we specialise in sustainable investing. We offer ESG (Environmental, Social, Governance) portfolios that align with your values while maintaining competitive returns through ethical fund selection and exclusionary screening.
What is your investment approach?
We use a holistic approach considering your income, assets, liabilities, and insurance. Our strategies include asset allocation reviews, cashflow modelling, and regular risk assessments to ensure your portfolio remains aligned with your goals.
