Business Details
24 Years
experience
Independent Financial Advisers UK
Established in 2002, we have dedicated ourselves to providing independent financial advice tailored to individuals, families, and businesses across the UK. Our approach centers on understanding each client's unique needs through collaboration with their legal and accountancy advisers, ensuring optimal integration of financial products with broader tax and trust planning strategies. With expertise in investments, pensions, and insurance, we prioritize long-term client relationships by regularly reviewing financial objectives and delivering bespoke solutions.Our team also provides specialized training for law and accountancy firms while serving as expert witnesses in litigation involving financial products. Combining Chartered Financial Planning and Chartered Accountancy qualifications, we maintain a commitment to excellence, evidenced by our published work and lectures establishing us as leaders in financial planning.
Services
Financial Advice
Pensions
Investments
Insurance
Expert Witness
Details
- Year established: 2002
Highlights and features
- We hold Chartered Financial Planner and Chartered Accountant qualifications
- Our team collaborates with legal and tax professionals for holistic solutions
- We provide expert witness services in financial litigation cases
- We deliver specialized training to law and accountancy firms
- We maintain long-term client relationships through regular financial reviews
Associations and certifications
- Chartered Financial Planner
- Fellow of the ICAEW
Services
Financial Advice
We provide independent financial advice tailored to high-net-worth individuals and businesses. Our specialists collaborate with legal and tax advisers to create comprehensive strategies. Clients benefit from personalized investment portfolios and tax-efficient solutions.
Pensions
Our pension expertise includes family SSAS and SIPP arrangements. We help clients optimize retirement savings through customized strategies. Services cover pension consolidation, tax planning, and income optimization for long-term financial security.
Investments
We develop personalized investment strategies for ISAs, general investment accounts, and trust structures. Our approach balances risk management with growth objectives. Clients receive regular portfolio reviews and market analysis to maximize returns.
Insurance
Our life insurance solutions protect clients' financial legacies. We advise on policy structures that align with estate planning goals. Services include policy reviews, premium financing, and trust arrangements to ensure tax-efficient asset transfers.
Expert Witness
We provide expert financial analysis in litigation cases involving financial products. Our services include forensic modeling, damages assessments, and court testimony. Our Chartered qualifications ensure authoritative, evidence-based expert opinions.
People
Martin Coulter
Director
Chartered Financial Planner with 20+ years' experience advising wealthy clients. Former Chartered Management Accountant, providing unique tax expertise. Lectures for the Law Society and trains legal/accountancy professionals.
Louise Coulter
Chartered Accountant
Former PwC accountant with 16 years' experience. Holds Diploma in Regulated Financial Planning. Specializes in integrating financial planning with accounting principles. Working towards Chartered Financial Planner status.
Questions
What areas of financial planning do you specialize in?
We specialize in pensions, investments, insurance, and tax-efficient financial planning. Our expertise includes family trust structures, SSAS/SIPP pensions, and wealth preservation strategies.
How do you collaborate with other professionals?
We work closely with legal and accountancy advisers to ensure comprehensive financial solutions. This collaboration ensures our recommendations align with clients' broader legal and tax planning frameworks.
What qualifications do your advisers hold?
Our team includes Chartered Financial Planners and Chartered Accountants. These qualifications represent the highest standards in financial advice and accounting expertise within the industry.
Do you provide services for businesses?
Yes, we advise business owners on succession planning, pension arrangements, and wealth management. Our services help business owners transition assets while maintaining tax efficiency.
How do you approach client relationships?
We build long-term relationships through regular financial reviews. Our client-centric approach ensures ongoing alignment with evolving personal circumstances and financial objectives.
What expert witness services do you offer?
We provide expert testimony in financial litigation cases, including forensic analysis of financial products, damages assessments, and court-admissible financial modeling and reporting.
